Credit union · NCUA insured
Lebanon Federal Credit Union Savings Rates
Lebanon Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Lebanon Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lebanon, PA, where Lebanon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lebanon Federal Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Ephrata National Bank
3.39%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $339
Lebanon Federal Credit Union savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lebanon Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.25% | — |
| $2,500 – $24,999 | 0.50% | $50 |
| $25,000 – $49,999 | 0.75% | — |
| $50,000 – $99,999 | 1.05% | — |
| $100,000 and up | 1.25% | — |
Sources (2)
All captured Sep 17, 2026
Primary Savings Share Account
0.10%APY
Opened to establish LFCU Membership. Earns dividends on a monthly basis computed on average daily balance. May be used as an overdraft protection source.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires $5.00 minimum opening deposit and balance.$5 and up | 0.10% | $10 | Requires $5.00 minimum opening deposit and balance. |
Special-purpose accounts
Health Savings Account
1.00%APY
Must be enrolled in a High-Deductible Health Plan (HDHP) and not covered by Medicare or claimed as a dependent. No monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirement. No monthly maintenance fee.Any balance | 1.00% | $100 | No minimum balance requirement. No monthly maintenance fee. |
Sources (2)
All captured Sep 17, 2026
Share IRA
0.65%APY
Personal retirement savings plan with Traditional and Roth IRA options. Dividends paid monthly and computed on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Standard tier. | 0.50% | — | Standard tier. |
| $10,000 and up$10,000+ balance tier. | 0.65% | $65 | $10,000+ balance tier. |
Sources (2)
All captured Sep 17, 2026
Holiday Club Account
0.50%APY · 1 term
52-week term. No minimum deposit or balance required. No set deposit schedule. No fee for early withdrawals. Matures October 2 with automatic transfer at maturity. Dividends paid monthly and computed on the average daily balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months52-week term. Matures October 2 | 0.50% | $50 |
Sources (3)
All captured Sep 17, 2026
Vacation Club Account
0.50%APY · 1 term
52-week term. No minimum deposit or balance required. No set deposit schedule. No fee for early withdrawals. Matures April 2 with automatic transfer at maturity. Dividends paid monthly and computed on the average daily balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months52-week term. Matures April 2 | 0.50% | $50 |
Who can join Lebanon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business), worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, Perry, or York Counties, Pennsylvania, as well as businesses and other legal entities located there, are eligible to join.
Family and household
- Immediate family members of individuals eligible for membership are eligible to join.
Cost to join
- A $5 deposit into a regular savings share account is required to establish and maintain membership.
Membership information collected October 5, 2026.