Credit union · NCUA insured
Pheple FCU Savings Rates
Top CarrotPheple FCU’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 17, 2026.
How Pheple FCU’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Pheple FCU has the most branches. $10,000, best rate first.
This credit union’s best
Pheple FCU
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Pheple FCU savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pheple FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.25% | — |
| $50,000 and up | 0.75% | — |
Sources (1)
- pheplefcu.org/savings-rates · captured Sep 17, 2026
KASASA Saver
0.75%APY on $10,000
To earn qualifying rates, the linked checking account must meet monthly qualifying cycle requirements: 12 debit card purchases, one direct deposit or withdrawal, and enrolled in e-Statements. Links automatically to Kasasa Cash or Kasasa Cash Back checking account.
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 0.75% |
| $50,000 and up | 0.30% |
On $10,000 the tiers blend to about 0.75% APY, earning $75 a year.
Share Savings
0.01%APY
Must be a member of the credit union (live, work, or worship in Greensburg/qualifying area).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWe require no minimum balance to open or maintain your account.Any balance | 0.01% | $1 | We require no minimum balance to open or maintain your account. |
Sources (4)
- pheplefcu.org/personalized-savings-accounts
- pheplefcu.org/savings
- pheplefcu.org/savings-account-latrobe-pa
- pheplefcu.org/savings-rates
All captured Oct 16, 2026
Special-purpose accounts
IRA Savings
0.05%APY
Available as Traditional or Roth IRA. Exemption from federal and state income taxes until withdrawn.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join Pheple FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties are eligible for membership.
Family and household
- Immediate family members of individuals who live, work, worship, or attend school in Allegheny, Armstrong, Fayette, Washington, or Westmoreland Counties are eligible for membership.
Cost to join
- A $5 deposit into a share savings account is required to become a member.
Membership information collected October 5, 2026.