Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in Pennsylvania
- 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly fees; no minimum balance fees. No electronic withdrawals allowed; passbook must be present for withdrawals. Interest compounded daily and credited quarterly.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly fees; no minimum balance fees. Electronic withdrawals permitted. Interest compounded daily and credited quarterly.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Base rate when qualifications are not met. Requires minimum average daily balance of $5,000 in Relationship Savings. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Journey BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.40% by balance
Bank · 22 branches
0.15%APY$15 a year on $10,000Requirements
Product: $500 minimum daily balance to avoid $10 monthly maintenance fee.
Offer: $500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening.
$10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $15,000Your amount 0.15% $15,000 – $100,000 0.20% $100,000 and up 0.40% Rate checked
More details - Sharon BankOptimum Money MarketOptimum Money Market · $5,000 min · 0.03%–0.30% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
0.03% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Optimum Money Market Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details - Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - MCS BankIndexed Money Market AccountIndexed Money Market Account · $2,500 min · 0.00%–0.20% by balance
Bank · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Consumer Indexed Money Market Account with competitive tiered interest; higher balances earn higher rates. Interest accrued daily and paid monthly. Direct check writing and digital banking. Unlimited in-person withdrawals or by ATM, mail, or telephone payable to the accountholder; 6 pre-authorized withdrawals or transfers per statement cycle ($3 each thereafter). Minimum balance fee charged if the balance falls below $10,000. $2,500 minimum deposit to open.
Offer: Tier $0–$2,499.99. Minimum balance fee if balance falls below $10,000. Fees may reduce earnings.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 and upSchedule is labeled Money Market Account & Business Money Market Account; this offer is the consumer Indexed Money Market Account. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000intro rate
Requirements
Offer: 3rd Quarter 2026 Declared rate. Accounts closed during the quarter receive the last declared rate. Stated APR is 0.15%.
Promotional rate · 0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000intro rate
Requirements
Product: Must maintain a $5.00 minimum balance to remain eligible for credit union services. Dividends earn based on average daily balance and are paid quarterly.
Offer: 3rd Quarter 2026 Declared rate. Accounts closed during the quarter receive the last declared rate. Stated APR is 0.15%.
Promotional rate · 0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A Savings Account is required to become a member. Minimum opening deposit of $5. If you maintain $50 in the account, you will earn dividends compounded daily and credited monthly.
Offer: Must maintain $50 in the account to earn dividends compounded daily and credited monthly.
0.15% interest rate · Compounded daily · Effective Sep 18, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly maintenance fee if daily ledger balance is at least $200, or primary account owner is under age 19. Fees could reduce earnings. Rates may change after the account is opened.
Effective Sep 22, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $10,000 0.10% $10,000 – $250,000Your amount 0.15% $250,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
768 accounts at 314 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch