Bank · FDIC insured
Provident Bank
A $25.7B bank, the 84th largest of 4,207, headquartered in Jersey City, NJ, with 137 branches in 3 states. Best rates: savings 0.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings660.15%0.30% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Provident Bank
Headquartered in Iselin, New Jersey, Provident Bank is New Jersey's oldest state-chartered bank, serving customers for 187 years.
Founded in a one-room office in Jersey City, the bank expanded over time and acquired wealth management firm Beacon Trust in 2011.
Provident operates more than 140 branch locations across New Jersey, metropolitan New York, Long Island, and eastern Pennsylvania.
- Headquarters
- 239 Washington St, Jersey City, NJ 07302
- FDIC certificate
- 12010 ↗
Branches
137 branches in 3 states
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New Jersey
129 branches
New York area · 125
- Provident BankMain office239 Washington St, Jersey City, NJ 07302Directions
- Asbury Park Branch511 Cookman Ave, Asbury Park, NJ 07712Directions
- Bayonne 20th St Branch464 - 472 Avenue C, Bayonne, NJ 07002Directions
- Belleville Branch208 Washington Ave, Belleville, NJ 07109Directions
- Bernardsville Branch155 Morristown Rd, Bernardsville, NJ 07924Directions
- Ampere Parkway Branch100 Bloomfield Ave, Bloomfield, NJ 07003Directions
- Bloomfield Center Branch11 Broad St, Bloomfield, NJ 07003Directions
- Bloomingdale Branch28 Main St, Bloomingdale, NJ 07403Directions
- Boonton Branch321 W Main St, Boonton, NJ 07005Directions
- Branchville Downtown3 Broad St, Branchville, NJ 07826Directions
- Brick Branch Office105 Chambers Bridge Rd, Brick, NJ 08723Directions
- Bridgewater Branch477 Union Ave, Bridgewater, NJ 08807Directions
- Butler Branch1410 Route 23, Butler, NJ 07405Directions
- Caldwell Branch49 Bloomfield Ave, Caldwell, NJ 07006Directions
- Carlstadt Branch325 Garden St, Carlstadt, NJ 07072Directions
- Clark Branch1139 Raritan Rd, Clark, NJ 07066Directions
- Clifton Branch562 Lexington Ave, Clifton, NJ 07011Directions
- Cranbury South Branch74 N Main St, Cranbury, NJ 08512Directions
- Denville Branch41 Broadway, Denville, NJ 07834Directions
- Dover Branch340 Route 46 East, Dover, NJ 07801Directions
- Dumont Branch21 Washington Ave, Dumont, NJ 07628Directions
- Dunellen Branch333 North Ave, Dunellen, NJ 08812Directions
- Rues Lane Branch308 Rues Ln, East Brunswick, NJ 08816Directions
- Edison Branch980 Amboy Ave, Edison, NJ 08837Directions
- North Edison Branch2100 Oak Tree Rd, Edison, NJ 08820Directions
- Englewood Branch42 N Dean St, Englewood, NJ 07631Directions
- Community Bank Of Bergen County Nj Branch12-79 River Rd, Fair Lawn, NJ 07410Directions
- Fanwood206 South Ave, Fanwood, NJ 07023Directions
- 30 Route 31 Branch30 Route 31, Flemington, NJ 08822Directions
- Franklin Branch25 Route 23, Franklin, NJ 07416Directions
- Fredon Branch395 Route 94, Fredon Township, NJ 07860Directions
- Freehold Township Branch4331 Route 9 North And Pond Road, Freehold, NJ 07728Directions
- South Freehold Branch3514 Route 9 S, Freehold, NJ 07728Directions
- Green Brook Branch930 N Washington Ave, Green Brook, NJ 08812Directions
- Hackensack-Polifly9 Polifly Rd, Hackensack, NJ 07601Directions
- Hazlet Branch765 Poole Ave, Hazlet, NJ 07730Directions
- Highland Park301 Raritan Ave, Highland Park, NJ 08904Directions
- Hillsborough Branch32 New Amwell Rd, Hillsborough, NJ 08844Directions
- Hoboken Branch77 River St, Hoboken, NJ 07030Directions
- Iselin1220 Green St, Iselin, NJ 08830Directions
- Metropark Admin Office111 Wood Ave S, Iselin, NJ 08830Directions
- Jackson Branch2120 W County Line Rd, Jackson, NJ 08527Directions
- Jamesburg Branch1 Harrison St, Jamesburg, NJ 08831Directions
- Greenville Branch1553 John F Kennedy Blvd, Jersey City, NJ 07305Directions
- Heights Branch3670 John F Kennedy Blvd, Jersey City, NJ 07307Directions
- Journal Square Branch895 Bergen Ave, Jersey City, NJ 07306Directions
- Lafayette Branch350 Communipaw Ave, Jersey City, NJ 07304Directions
- Kearny Branch249 Kearny Ave, Kearny, NJ 07032Directions
- Kenilworth Branch490 Boulevard, Kenilworth, NJ 07033Directions
- Lafayette Branch37 Route 15, Lafayette, NJ 07848Directions
- Lakewood Branch500 River Ave, Lakewood, NJ 08701Directions
- Leonia Branch320 Broad Ave, Leonia, NJ 07605Directions
- Little Falls Branch86 Main St # 88, Little Falls, NJ 07424Directions
- Long Branch444 Ocean Blvd, Long Branch, NJ 07740Directions
- Madison Branch98 Main St, Madison, NJ 07940Directions
- Route 72 East Branch280 Route 72 E, Manahawkin, NJ 08050Directions
- Manasquan Branch205 E Main St, Manasquan, NJ 08736Directions
- Matawan Branch445 State Route 34, Matawan, NJ 07747Directions
- Maywood Br125 W Pleasant Ave, Maywood, NJ 07607Directions
- Mendham Branch95 E Main St, Mendham, NJ 07945Directions
- Metuchen599 Middlesex Ave, Metuchen, NJ 08840Directions
- Milltown97 N Main St, Milltown, NJ 08850Directions
- Monroe-Applegarth Branch225 Prospect Plains Rd, Monroe Township, NJ 08831Directions
- Spotswood371 Spotswood Englishtown Rd, Monroe Township, NJ 08831Directions
- Montague Branch266 Clove Rd, Montague, NJ 07827Directions
- Montville Branch166 Changebridge Rd, Montville, NJ 07045Directions
- Morris Plains Branch381 Speedwell Ave, Morris Plains, NJ 07950Directions
- Convent Station Branch250 Madison Ave, Morristown, NJ 07960Directions
- North Park Place Branch24 N Park Pl, Morristown, NJ 07960Directions
- Ridgedale Branch166 Ridgedale Ave, Morristown, NJ 07960Directions
- New Providence Branch65 South St, New Providence, NJ 07974Directions
- Edison Place Branch110 Edison Place, Newark, NJ 07102Directions
- Newark Branch190 Wilson Ave, Newark, NJ 07105Directions
- Newark Branch115 Ferry St # 119, Newark, NJ 07105Directions
- Lakeland Bank Branch2717 Route 23, Newfoundland, NJ 07435Directions
- Andover Branch615 Us 206, Newton, NJ 07860Directions
- Hampton Branch11 Hampton House Rd, Newton, NJ 07860Directions
- North Brunswick Branch2750 Route 27, North Brunswick, NJ 08902Directions
- Nutley Branch356 Franklin Ave, Nutley, NJ 07110Directions
- Milton Branch5729 Berkshire Valley Rd, Oak Ridge, NJ 07438Directions
- Ocean Grove40 Main Ave, Ocean Grove, NJ 07756Directions
- Ocean Township1502 Route 35 South, Ocean Township, NJ 07712Directions
- Old Bridge3889 Route 516, Old Bridge, NJ 08857Directions
- Oradell Branch296 Kinderkamack Rd, Oradell, NJ 07649Directions
- Park Ridge Branch165 Kinderkamack Rd, Park Ridge, NJ 07656Directions
- Parsippany Branch401 Smith Rd, Parsippany, NJ 07054Directions
- Perth Amboy339 State St, Perth Amboy, NJ 08861Directions
- Piscataway100 Stelton Rd, Piscataway, NJ 08854Directions
- Plainsboro Branch11 Schalks Crossing Rd, Plainsboro, NJ 08536Directions
- Point Pleasant Beach Branch604 Laurel Ave, Point Pleasant Beach, NJ 08742Directions
- Cedar Crest Village Branch1 Cedar Crest Village Dr, Pompton Plains, NJ 07444Directions
- Randolph1185 Sussex Tpke, Randolph, NJ 07869Directions
- Ringwood Branch45 Skyline Dr, Ringwood, NJ 07456Directions
- Rochelle Park Branch1 E Passaic St, Rochelle Park, NJ 07662Directions
- Roseland Branch161 Eagle Rock Ave, Roseland, NJ 07068Directions
- Rumson Branch20 Bingham Ave, Rumson, NJ 07760Directions
- Shrewsbury Branch500 Broad St, Shrewsbury, NJ 07702Directions
- Rocky Hill Branch995 Route 518, Skillman, NJ 08558Directions
- Somerville Branch28 W Main St, Somerville, NJ 08876Directions
- South Amboy600 Washington Ave, South Amboy, NJ 08879Directions
- South Orange Branch159 S Orange Ave, South Orange, NJ 07079Directions
- South River6 Jackson St, South River, NJ 08882Directions
- Sparta Town Center Office7 Town Center Dr, Sparta, NJ 07871Directions
- Stanhope Branch143 Route 183, Stanhope, NJ 07874Directions
- Summit Branch510 Morris Ave, Summit, NJ 07901Directions
- Wantage Branch278 State Rt 23, Sussex, NJ 07461Directions
- Teaneck Branch417 Cedar Ln, Teaneck, NJ 07666Directions
- Berkeley Township Branch1 Plaza Dr, Toms River, NJ 08757Directions
- Hooper Avenue Branch1012 Hooper Ave, Toms River, NJ 08753Directions
- Totowa Branch650 Union Blvd, Totowa, NJ 07512Directions
- 38th Street Branch3720 Bergenline Ave, Union City, NJ 07087Directions
- Vernon Branch529 Route 515, Vernon, NJ 07462Directions
- Waldwick Branch Office64 Crescent Ave, Waldwick, NJ 07463Directions
- Wall Township Branch2015 State Route 35, Wall Township, NJ 07719Directions
- Wanaque Branch103 Ringwood Ave, Wanaque, NJ 07465Directions
- Wayne Office231 Black Oak Ridge Rd, Wayne, NJ 07470Directions
- Weehawken Branch1000 Avenue At Port Imperial, Weehawken, NJ 07086Directions
- West Milford Branch1527 Union Valley Rd, West Milford, NJ 07480Directions
- 60th Street Branch6002 Broadway, West New York, NJ 07093Directions
- 62 Nd Street Branch6141 Bergenline Ave, West New York, NJ 07093Directions
- West Orange Branch464 Eagle Rock Ave, West Orange, NJ 07052Directions
- Westwood Branch21 Jefferson Ave, Westwood, NJ 07675Directions
- Wharton Branch350 North Main Street, Wharton Mall, Wharton, NJ 07885Directions
- Woodbridge325 Amboy Ave, Woodbridge, NJ 07095Directions
- Wyckoff Branch652 Wyckoff Ave, Wyckoff, NJ 07481Directions
Trenton area · 3
- East Windsor Branch509 Route 130, East Windsor, NJ 08520Directions
- Hamilton Branch3659 Nottingham Way, Hamilton, NJ 08690Directions
- Hopewell Branch86 E Broad St, Hopewell, NJ 08525Directions
Allentown area · 1
- Phillipsburg Branch190 Roseberry St, Phillipsburg, NJ 08865Directions
Pennsylvania
5 branches
Allentown area · 3
- 4285 W. Tilghman Street Branch4285 W Tilghman St, Allentown, PA 18104Directions
- Allentown Branch1901 Hamilton St, Allentown, PA 18104Directions
- Easton Office4787 Freemansburg Ave, Easton, PA 18045Directions
Philadelphia area · 2
- Doylestown Branch573 N Main St, Doylestown, PA 18901Directions
- 210 Penns Trail Ste.104 Branch210 Penns Trl, Newtown, PA 18940Directions
New York
3 branches
New York area · 2
- Astoria Branch2821 Astoria Blvd, Astoria, NY 11102Directions
- Roslyn Branch Office1045 Northern Blvd, Roslyn, NY 11576Directions
Kiryas Joel area · 1
- Highland Mills Branch Office556 State Route 32, Highland Mills, NY 10930Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.53% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.55% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.35% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $102 | $85 | — |
- CapitalLeverage ratio10.53%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.55%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.35%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$102Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Provident Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.