Bank · FDIC insured
Westmoreland Federal Savings
A $166.5M bank headquartered in Latrobe, PA, with 1 branch in Pennsylvania. Best rates: CDs 4.25% and savings 0.15% APY.
Westmoreland Federal Savings Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#68 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Westmoreland Federal Savings
Westmoreland Federal Savings is an independent, community-focused mutual savings bank serving Western Pennsylvania.
- Headquarters
- 322 Main St, Latrobe, PA 15650
- FDIC certificate
- 30551 ↗
Branches
1 branch in Pennsylvania
Loading map…
Pennsylvania
1 branch
- Westmoreland Federal Savings and Loan AssociationMain office322 Main St, Latrobe, PA 15650Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 26.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.02% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $58 | $81 | — |
- CapitalLeverage ratio26.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.02%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$58Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Westmoreland Federal Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.