Bank · FDIC insured
Journey Bank Savings Rates
Journey Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Journey Bank’s savings rates compare
Compared with banks and credit unions near Bloomsburg, PA, where Journey Bank has the most branches. $10,000, best rate first.
This bank’s best
Journey Bank
0.15%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Money Market Account
Top rate
Philadelphia Federal Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Fulton Bank
0.90%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $90
Journey Bank savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Journey Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.15%APY
$500 minimum daily balance to avoid $10 monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $5,000$500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. | 0.05% | — | $500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. |
| $5,000 – $10,000$500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. | 0.10% | — | $500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. |
| $10,000 – $15,000$500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. | 0.15% | $15 | $500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. |
| $15,000 – $100,000$500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. | 0.20% | — | $500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. |
| $100,000 and up$500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. | 0.40% | — | $500 minimum daily balance to avoid $10 monthly maintenance fee. Rate may change after account opening. |
Sources (2)
- journeybank.com/for-you/bank/c…nts/money-market-account
- journeybank.com/for-you/bank/s…nvestments/current-rates
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.