Bank · FDIC insured
Provident Bank Savings Rates
Provident Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Provident Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Provident Bank has the most branches. $10,000, best rate first.
This bank’s best
Provident Bank
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Provident Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Provident Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum MoneyManager
0.15%APY
Must be linked to a Provident Platinum Checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Must be linked to a Provident Platinum Checking account. | 0.00% | — | Must be linked to a Provident Platinum Checking account. |
| $5,000 – $9,999Must be linked to a Provident Platinum Checking account. | 0.10% | — | Must be linked to a Provident Platinum Checking account. |
| $10,000 – $24,999Must be linked to a Provident Platinum Checking account. | 0.15% | $15 | Must be linked to a Provident Platinum Checking account. |
| $25,000 – $49,999Must be linked to a Provident Platinum Checking account. | 0.20% | — | Must be linked to a Provident Platinum Checking account. |
| $50,000 and upMust be linked to a Provident Platinum Checking account. | 0.30% | — | Must be linked to a Provident Platinum Checking account. |
Sources (1)
- provident.bank/rates/personal-checking-and-savings-rates · captured Oct 15, 2026
Money Market
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.05% | — |
| Over $1,000 | 0.15% | $15 |
Sources (1)
- provident.bank/rates/personal-checking-and-savings-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.