Credit union · NCUA insured
Everence
Top CarrotA $450.1M credit union headquartered in Lancaster, PA, with 24,692 members and 12 branches in 5 states. Best rates: CDs 4.10% APY.
Everence Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#2 of 28 in Lancaster, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Everence
Everence has been making a difference as a fraternal benefit society since 1945.
The organization focuses on empowering financial well-being for faith-inspired living and faith-based financial services.
- Headquarters
- 2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
- NCUA charter
- 10223
Branches
12 branches in 5 states
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Pennsylvania
7 branches
Lancaster area · 5
- Administrative CenterMain office2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602Directions
- Ephrata1021 Sharp Ave, Ephrata, PA 17522Directions
- Lincoln Hwy2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602Directions
- Lititz Landis Homes1001 E Oregon Rd, Lititz, PA 17543Directions
- Mount Joy962 E Main St, Mount Joy, PA 17552Directions
Lewistown area · 1
- Belleville4417 E Main St, Belleville, PA 17004Directions
Philadelphia area · 1
- Philadelphia861 E Allegheny Ave, Philadelphia, PA 19134Directions
Indiana
2 branches
- Goshen1110 N Main St, Goshen, IN 46528Directions
- Goshen - College Ave1301 College Ave, Goshen, IN 46526Directions
Florida
1 branch
- Sarasota3407 Bahia Vista St, Sarasota, FL 34239Directions
Ohio
1 branch
- Kidron4136 Kidron Rd, Dalton, OH 44618Directions
Virginia
1 branch
- Harrisonburg841 Mount Clinton Pike STE B, Harrisonburg, VA 22802Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.69% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.54% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.06% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio8.69%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.54%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Everence are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.