Bank · FDIC insured
Hometown Bank of Pennsylvania
A $453.9M bank headquartered in Bedford, PA, with 7 branches in Pennsylvania. Best rates: savings 0.20% APY.
Hometown Bank of Pennsylvania Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#10 of 20 in Altoona, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hometown Bank of Pennsylvania
Founded in 2006 by Bedford County business leaders, Hometown Bank of Pennsylvania opened its first branch in Everett in April 2007.
The locally owned community bank has expanded over 19 years to operate 7 fully staffed branches across local Pennsylvania communities.
- Headquarters
- 638 E Pitt St, Bedford, PA 15522
- FDIC certificate
- 58470 ↗
Branches
7 branches in Pennsylvania
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Pennsylvania
7 branches
Altoona area · 2
- Claysburg Branch13174 Dunnings Hwy, Claysburg, PA 16625Directions
- Martinsburg Branch107 E Allegheny St, Martinsburg, PA 16662Directions
Bedford area · 1
- Hometown Bank of PennsylvaniaMain office638 E Pitt St, Bedford, PA 15522Directions
Alum Bank area · 1
- Hometown Bank Of Pa Pleasantville Branch4327 Quaker Valley Road, Alum Bank, PA 15521Directions
Everett area · 1
- Everett Branch306 W Main St, Everett, PA 15537Directions
Saxton area · 1
- Saxton Branch Office511 Main St, Saxton, PA 16678Directions
Woodbury area · 1
- Hometown Bank Of Pa Woodbury Branch149 Main Street, Woodbury, PA 16695Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.33% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.35% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio8.33%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.35%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hometown Bank of Pennsylvania are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.