Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Pennsylvania
- Mountain Laurel Federal Credit UnionLaurel Honors Share (Savings)Savings · $0 min · 0.35%–0.50% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Laurel Honors Share (Savings) tiered account. Dividends calculated on the average daily balance and paid quarterly.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Laurel Honors Share (Savings) Balance APY Up to $2,500 0.35% $2,500 – $15,000Your amount 0.40% $15,000 – $50,000 0.45% Over $50,000 0.50% Rate checked
More details - Sun East Federal Credit UnionPerformance Money Market AccountPerformance Money Market Account · $2,500 min · 0.40%–0.90% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Consumer money market; opening deposit $2,500. Rate schedule lists five dividend/APY tiers by minimum balance required to earn dividends. Product page states APY as high as 0.90% and that failing to maintain a $25,000 minimum deposit could reduce earnings. Membership required.
Offer: Minimum balance required to earn dividends: $2,500–$49,999.99. Membership required.
0.40% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Performance Money Market Account Balance APY $2,500 – $50,000Your amount 0.40% $50,000 – $75,000 0.60% $75,000 – $100,000 0.60% $100,000 – $250,000 0.75% $250,000 and upProduct page also states APY as high as 0.90% as of 11/03/2025 and that failure to maintain a $25,000 minimum deposit could reduce earnings. 0.90% Rate checked
More details - Service 1st Federal Credit UnionStandard Money Market AccountStandard Money Market Account · $2,500 min · 0.35%–0.50% by balance
Credit union · 12 branches
0.40%APY$40 a year on $10,000Requirements
Product: Rates are adjusted at regular intervals. No fees as long as you maintain a minimum daily balance of $2,500 and do not exceed six withdrawals per month (only three by check). If balance falls below $2,500, a service fee will be assessed. If withdrawal limitations are exceeded, account may be subject to a fee or be closed. Dividends compounded monthly.
Offer: Tier $2,500-$4,999. Minimum balance to earn stated APY is $2,500.00.
0.35% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Standard Money Market Account Balance APY $2,500 – $4,999 0.35% $5,000 – $19,999Your amount 0.40% $20,000 – $49,999 0.45% $50,000 – $99,999 0.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Unlimited deposits, withdrawals, and transfers. Enrolled online banking accounts not enrolled in Paperless Statements are charged a $5 monthly fee per mailed statement.
Offer: Variable rate may change after account opening. $10.00 balance must be maintained to earn interest. Fees could reduce earnings. $5 monthly fee for mailed statement if enrolled in online banking without paperless statements.
No monthly fee
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
Offer: Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - AAC Credit UnionMoney MarketMoney Market · $2,000 min · 0.30%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.60% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - QNB BankPersonal Select Money MarketPersonal Select Money Market · $25 min · 0.35%–0.70% by balance
Bank · 14 branches
0.40%APY$40 a year on $10,000Requirements
Product: Variable Rate Account. Interest rates may vary. Fees may reduce earnings.
0.35% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Personal Select Money Market Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $75,000 0.55% $75,000 and up 0.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: A $25.00 deposit establishes membership and enables access to other financial services. No limitations on deposits and withdrawals.
0.40% interest rate · Effective Dec 31, 2023
Rate checked
More details - Horizon Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–0.65% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,0000.40% interest rate · No monthly fee · Effective Aug 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.40% $50,000 – $150,000 0.50% $150,001 and up 0.65% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A monthly maintenance fee of $7 will be charged if the minimum balance falls below $100 at any time during the month. ATM card available with no annual fee.
Offer: $7.00 monthly fee if below $100.
0.35% interest rate · $7 monthly fee
Rate checked
More details - 0.35%APY$35 a year on $10,000with conditions
Requirements
Product: Rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking account. Monthly service charge is $2 for balances $0 to $99.99, $0 for $100 and over. Minimum daily balance of $100 to obtain APY. Interest paid quarterly.
Offer: For balances $0-$99.99; monthly service charge is $2.
Qualified rate · 0.00% interest rate · $2 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Optimum Choice Savings Balance APY Up to $100 0.00% $100 – $24,999Your amountmonthly service charge is $0. 0.35% $25,000 and upmonthly service charge is $0. 0.35% Rate checked
More details - The Bank Of LandisburgMoney Market AccountMoney Market Account · $2,500 min · 0.00%–3.66% by balance
Bank · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Balance required to obtain the APY indicated. Fees could reduce earnings on the account.
Offer: Minimum opening deposit $2,500.
0.00% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.25% $10,000 – $25,000Your amount 0.35% $100,000 – $250,000 0.80% $1,000,000 and up 3.66% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Funds set aside for funeral expenses. Variable rate account.
Effective Oct 16, 2026
Rate checked
More details - Penn State Federal Credit UnionBasic Share Savings AccountSavings · $100 min
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Required for membership. $100 balance earns dividends.
Offer: $100 minimum balance to obtain APY and earn dividends.
Effective Jun 25, 2026
Rate checked
More details - Penn State Federal Credit UnionSpecial Share Savings AccountSavings · $100 min
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: No minimum balance requirements. $100 balance earns dividends. No withdrawal fee.
Offer: $100 minimum balance to obtain APY and earn dividends.
Effective Jun 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch