Bank · FDIC insured
The Neffs National Bank
A $470.8M bank headquartered in Neffs, PA, with 3 branches in Pennsylvania. Best rates: CDs 4.00% and savings 0.40% APY.
The Neffs National Bank Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#19 of 39 in Allentown, PA-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Neffs National Bank
Founded in 1923, The Neffs National Bank was established to serve the needs of the community.
The independent community bank serves citizens and businesses across Lehigh, Carbon, and Northampton counties in Pennsylvania.
- Headquarters
- 5629 Route 873, Neffs, PA 18065
- FDIC certificate
- 7646 ↗
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- The Neffs National BankMain office5629 Route 873, Neffs, PA 18065Directions
- Palmerton Office Branch372 Delaware Ave, Palmerton, PA 18071Directions
- Walnutport Branch211 S Best Ave, Walnutport, PA 18088Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.82% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.53% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio16.82%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.53%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Neffs National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.