Credit union · NCUA insured
Service 1st Federal Credit Union
A $831.2M credit union headquartered in Danville, PA, with 51,411 members and 12 branches in Pennsylvania. Best rates: CDs 4.00% and savings 0.40% APY.
Service 1st Federal Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#4 of 16 in Sunbury, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Service 1st Federal Credit Union
Founded in Danville, Pennsylvania in 1975 as Geisinger Employees Federal Credit Union, Service 1st began when Geisinger Medical Center employees organized to serve colleagues' financial needs.
The member-owned credit union operates 13 branch office locations across Pennsylvania.
- Headquarters
- 1985 Montour Blvd, Danville, PA 17821
- NCUA charter
- 22128
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work, worship, attend school in, or operate a business or other legal entity located in qualified census tracts in Carbon, Columbia, Luzerne, Lycoming, Montour, Northumberland, Sullivan, Union, or Wyoming counties in PA.
Employers and groups
- You are eligible for membership if you work for one of Service 1st's Select Employee Groups.
Family and household
- You are eligible for membership if you have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who is already a member of Service 1st.
- You are eligible for membership if an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) lives, works, worships, attends school in, or operates a business or other legal entity located in qualified census tracts in designated Pennsylvania counties.
- You are eligible for membership if you have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who works for one of Service 1st's Select Employee Groups.
Branches
12 branches in Pennsylvania
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Pennsylvania
12 branches
Sunbury area · 5
- Corporate CenterMain office1985 Montour Blvd, Danville, PA 17821Directions
- Danville Main Office861 Bloom Rd, Danville, PA 17821Directions
- Elysburg196 W Valley Ave, Elysburg, PA 17824Directions
- Montandon2613 State Route 45, Milton, PA 17847Directions
- Sunbury1185 N 4th St, Sunbury, PA 17801Directions
Lewisburg area · 2
- Lewisburg Office101 Walter Dr, Lewisburg, PA 17837Directions
- Mifflinburg52 E Chestnut St, Mifflinburg, PA 17844Directions
Williamsport area · 2
- Muncy Office200 Muncy Creek Blvd, Muncy, PA 17756Directions
- Loyalsock814 Westminster Dr, Williamsport, PA 17701Directions
Bloomsburg area · 1
- Bloomsburg Office327 Columbia Blvd, Bloomsburg, PA 17815Directions
Selinsgrove area · 1
- Shamokin Dam Office3054 N Susquehanna Trl, Shamokin Dam, PA 17876Directions
Scranton area · 1
- Wilkes-Barre Office620 Baltimore Dr, Wilkes-Barre, PA 18702Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.10% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.49% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.13% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $98 | $76 | — |
- CapitalNet worth ratio11.10%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.49%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.13%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$98Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Service 1st Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.