Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Pennsylvania
- 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends are calculated on average daily balance and paid/compounded quarterly. Variable rate.
Offer: Compounded quarterly; dividends calculated based on average daily balance.
0.50% interest rate · Compounded quarterly · Effective Jun 30, 2026
Rate checked
More details - 0.48%APY$48 a year on $10,000with conditions
Requirements
Offer: Max Rate. American Dream Reward Interest will be increased by .11%, up to a maximum rate increase of .33% added to the base rate, when additional accounts within the following product groupings are included in the Relationship: - Checking Account or Money Market Account - Certificate of Deposit or Individual Retirement Account - Consumer Loan (Installment, Home Equity, Personal Line of Credit, Mortgage) or Commercial Loan (excluding Equipment Finance Loans). Multiple accounts within the same product grouping will count as only one.
Qualified rate · 0.48% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Effective Oct 21, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Foundation for membership; all member-owners required to have a Share Savings Account. Can be individual or joint ownership. Can be used as collateral on a loan.
0.45% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Utilities Employees Credit UnionSpecial Goal Savings AccountSavings · $0 min
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Sub-account under member number to organize and reach specific goals. Unlimited sub-accounts can be opened. Earns same rate as Share Savings Account.
0.45% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 9 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - West-AircommMoney Market SavingsMoney Market Savings · $100 min · 0.25%–0.75% by balance
Credit union · 4 branches
0.45%APY$45 a year on $10,000Requirements
Product: Interest calculated by daily balance, compounded and paid monthly. 6 total withdrawals per month, maximum of 3 by check. Balances falling below minimum balance earn Share Savings rate.
Offer: Balances that fall below the minimum balance earn the Share Savings rate.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $100 and up 0.25%* $2,000 and up 0.35%* $10,000 and upYour amount 0.45%* $50,000 and up 0.55%* $100,000 and up 0.75%* Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: No minimum balance required. Interest paid on balances. 6 debit transactions per monthly statement cycle included. First order of checks included (select styles). Fees and withdrawals will reduce earnings.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.40% $50,000 – $100,000 0.80% $100,000 and up 1.25% Rate checked
More details - Service 1st Federal Credit UnionStandard Money Market AccountStandard Money Market Account · $2,500 min · 0.35%–0.50% by balance
Credit union · 12 branches
0.40%APY$40 a year on $10,000Requirements
Product: No fees as long as you maintain a minimum daily balance of $2,500 and do not exceed six withdrawals per month (only three by check). If balance falls below $2,500, a service fee is assessed.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Standard Money Market Account Balance APY $2,500 – $4,999 0.35% $5,000 – $19,999Your amount 0.40% $20,000 – $49,999 0.45% $50,000 – $99,999 0.50% Rate checked
More details - The Neffs National BankMoney Market Demand AccountsMoney Market Demand Accounts · $500 min · 0.40%–1.05% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Variable interest rate accrued daily and compounded monthly. $500 minimum daily balance required to avoid $5.00 monthly minimum balance fee. Limit of six withdrawals/transfers per calendar month; $5.00 per item fee if exceeded. $5 monthly fee for mailed statement if enrolled in online banking but not paperless statements. Rate may change after account opening. Fees could reduce earnings.
Offer: Rate may change after account opening. Fees could reduce earnings. $500 minimum daily balance required to avoid $5.00 monthly fee.
0.40% interest rate · Compounded monthly · $5 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Demand Accounts Balance APY $500 – $50,000Your amount 0.40% $50,000 – $100,000 0.55% $100,000 – $250,000 0.65% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.95% $1,000,000 and up 1.05% Rate checked
More details - New Cumberland Federal Credit UnionMoney MarketMoney Market · $0 min · 0.03%–0.80% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: No minimum deposit amount. Tiered dividends so you earn as you grow. No early withdrawal penalty and immediate availability of funds on deposit. Account holders can establish their Money Market as overdraft protection for checking accounts.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.03% $2,500 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% Over $50,000 0.80% Rate checked
More details - The Dime Bank Honesdale PAStatement SavingsSavings · $50 min · 0.35%–0.45% by balance
Bank · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered interest rate account. $2.00 monthly service charge waived with a $200.00 minimum daily account balance. Minimum $5.00 daily balance to earn interest. Limited to 6 preauthorized/automatic/electronic transfers per statement cycle.
Offer: $2.00 monthly service charge avoided with a $200.00 minimum daily balance. Free eStatements or $3.00 statement mailing fee.
$2 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.35% $2,500 – $25,000Your amount 0.40% $25,000 and up 0.45% Rate checked
More details - The Dime Bank Honesdale PAPersonal Money MarketPersonal Money Market · $2,500 min · 0.40%–0.55% by balance
Bank · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum $2,500.00 daily account balance earns interest and avoids a $10.00 monthly service charge. Limit 6 transfers per statement cycle. Variable rate account; APY may change after opening.
Offer: Minimum $2,500.00 daily balance avoids $10.00 monthly service charge.
$10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $50,000Your amount 0.40% $50,000 – $100,000 0.45% $100,000 – $250,000 0.50% $250,000 and up 0.55% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 103 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Bonus Builder Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to be the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00. 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Pennsylvania
768 accounts at 314 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch