Bank · FDIC insured
Central Penn Bank Savings Rates
Central Penn Bank’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Central Penn Bank’s savings rates compare
Compared with banks and credit unions near Selinsgrove, PA, where Central Penn Bank has the most branches. $10,000, best rate first.
This bank’s best
Central Penn Bank
0.40%APY
- Requires
- None
- Earns on $10,000 a year
- $40
Money Market
Top rate
Fulton Bank
0.90%APY
- Requires
- Another account
- Earns on $10,000 a year
- $90
3rd-highest rate
Service 1st Federal Credit Union
0.40%APY
- Requires
- None
- Earns on $10,000 a year
- $40
Central Penn Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Penn Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.40%APY
No minimum balance required. 6 debit transactions per monthly statement cycle included. First order of checks included (select styles). Fees and withdrawals will reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier: Less than $5,000 | 0.25% | $25 | Tier: Less than $5,000 |
| $5,000 – $49,999 | 0.40% | $40 | |
| $50,000 – $99,999 | 0.80% | — | |
| $100,000 and up | 1.25% | — |
Regular Savings
0.15%APY
Interest paid quarterly on all balances. 6 debit transactions per monthly statement cycle with an excess item fee of $3.00 per debit over 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1: Less than $5,000. | 0.15% | — | Tier 1: Less than $5,000. |
| $5,000 – $49,999Tier 2: $5,000 - $49,999. | 0.15% | $15 | Tier 2: $5,000 - $49,999. |
| $50,000 and upTier 3: $50,000 or more. | 0.15% | — | Tier 3: $50,000 or more. |
Sources (3)
- centralpennbank.com/Personal/savings-cds
- centralpennbank.com/Rates
- centralpennbank.com/pdfs/Produ…%20and%20Disclosures.pdf
All captured Sep 17, 2026
Savings - PAUTMA
0.15%APY
Interest paid quarterly on all balances. 6 debit transactions per monthly statement cycle with an excess item fee of $3.00 per debit over 6. No minimum monthly balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1: Less than $5,000. | 0.15% | — | Tier 1: Less than $5,000. |
| $5,000 – $49,999Tier 2: $5,000 - $49,999. | 0.15% | $15 | Tier 2: $5,000 - $49,999. |
| $50,000 and upTier 3: $50,000 or more. | 0.15% | — | Tier 3: $50,000 or more. |
Sources (3)
- centralpennbank.com/Personal/savings-cds
- centralpennbank.com/pdfs/Produ…%20and%20Disclosures.pdf
- centralpennbank.com/Rates
All captured Sep 17, 2026
Special-purpose accounts
Christmas & All-Purpose Club Accounts
0.15%APY
No monthly fees and no minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances.Any balance | 0.15% | $15 | Applies to all balances. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.