Bank · FDIC insured
Central Penn Bank
A $1.3B bank headquartered in Mifflinburg, PA, with 13 branches in Pennsylvania. Best rates: CDs 4.06% and savings 0.40% APY.
Central Penn Bank Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#3 of 7 in Selinsgrove, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Central Penn Bank
Central Penn Bank & Trust was formed through the coming together of The Northumberland National Bank and Mifflinburg Bank & Trust.
The community bank serves customers across the Susquehanna Valley and surrounding Central Pennsylvania communities.
- Headquarters
- 250 E Chestnut St, Mifflinburg, PA 17844
- FDIC certificate
- 10685 ↗
Branches
13 branches in Pennsylvania
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Pennsylvania
13 branches
Selinsgrove area · 5
- Middleburg Branch8250 Route 522, Middleburg, PA 17842Directions
- Hilsher'S General Store Office Branch5244 S Susquehanna Trl, Port Trevorton, PA 17864Directions
- Hummels Wharf Office Branch87 Lori Ln, Selinsgrove, PA 17870Directions
- Selinsgrove Branch411 N Market St, Selinsgrove, PA 17870Directions
- Selinsgrove Office901 State Route 522, Selinsgrove, PA 17870Directions
Sunbury area · 4
- Milton Branch Office415 Mahoning St, Milton, PA 17847Directions
- Queen Street Branch135 Queen St, Northumberland, PA 17857Directions
- The Northumberland National Bank Branch245 Front St, Northumberland, PA 17857Directions
- Sunbury Branch403 N 4th St, Sunbury, PA 17801Directions
Lewisburg area · 3
- Central Penn Bank & TrustMain office250 E Chestnut St, Mifflinburg, PA 17844Directions
- Downtown Lewisburg Branch500 Market St, Lewisburg, PA 17837Directions
- Lewisburg Branch1110 Fairground Rd, Lewisburg, PA 17837Directions
State College area · 1
- Millheim Branch Office4978 Penns Valley Rd, Millheim, PA 16854Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.01% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.80% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.61% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $82 | $88 | — |
- CapitalLeverage ratio9.01%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.80%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.61%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$82Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Central Penn Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.