Bank · FDIC insured
First Commonwealth Bank Savings Rates
First Commonwealth Bank’s best savings rate is 0.10% APY on $10,000, with its Hometown Money Market. Rates checked October 16, 2026.
How First Commonwealth Bank’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where First Commonwealth Bank has the most branches. $10,000, best rate first.
This bank’s best
First Commonwealth Bank
0.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
Relationship Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
First Commonwealth Bank savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Commonwealth Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market
Up to 0.20%APY
$3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. | 0.20% | $20 | Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. |
| Up to $20,000Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. | 0.10% | $10 | Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. |
| $20,000 – $50,000Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. | 0.30% | — | Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. |
| $20,000 – $50,000Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. | 0.15% | — | Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. |
| $50,000 – $100,000Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. | 0.40% | — | Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. |
| $50,000 – $100,000Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. | 0.20% | — | Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. |
| $100,000 – $250,000Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. | 0.50% | — | Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. |
| $100,000 – $250,000Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. | 0.25% | — | Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. |
| $250,000 – $2,000,000Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. | 0.50% | — | Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. |
| $250,000 – $2,000,000Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. | 0.25% | — | Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. |
| $2,000,000 and upRelationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. | 0.50% | — | Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account. |
| $2,000,000 and upNon-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. | 0.25% | — | Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account. |
Sources (1)
- fcbanking.com/resources/rates · captured Oct 16, 2026
Hometown Money Market
0.10%APY
$3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.10% | $10 |
| $20,000 – $50,000 | 0.15% | — |
| $50,000 – $100,000 | 0.20% | — |
| $100,000 – $250,000 | 0.25% | — |
| $250,000 – $2,000,000 | 0.25% | — |
| $2,000,000 and up | 0.25% | — |
Sources (1)
- fcbanking.com/resources/rates · captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $2,500 | 0.05% | — |
| $2,500 – $10,000 | 0.05% | — |
| $10,000 and up | 0.05% | $5 |
Sources (1)
- fcbanking.com/resources/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.