Credit union · NCUA insured
ACCESS Credit Union Savings Rates
ACCESS Credit Union’s best savings rate is 3.50% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How ACCESS Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where ACCESS Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ACCESS Credit Union
3.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $350
High Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
ACCESS Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ACCESS Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
3.50%APY
Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below the required balance. Includes two free withdrawals per month (including transfers between shares or to another Access CU account); $10 fee per each additional withdrawal/transfer out.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDeposits of $2,500 or more earn 3.50% APY (APR = 3.45%). Two free withdrawals/transfers per month, $10 per additional withdrawal/transfer out.$2,500 and up | 3.50% | $350 | Deposits of $2,500 or more earn 3.50% APY (APR = 3.45%). Two free withdrawals/transfers per month, $10 per additional withdrawal/transfer out. |
Sources (1)
- accessmycu.org/deposit_accounts.php · captured Sep 17, 2026
Money Market Checking
0.75%APY
Earn dividends monthly based on average daily balance. Maximum of 3 withdrawals/checks per month; minimum withdrawal/check amount is $500. Requires $5.00 initial savings deposit and a one-time $1.00 membership fee for credit union membership eligibility.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upTier 1 dividend rate; minimum balance of $2,500 to receive dividends. | 0.75% | $75 | Tier 1 dividend rate; minimum balance of $2,500 to receive dividends. |
| $10,001 and upTier 2 dividend rate; minimum balance of $10,001 to receive dividends. | 1.26% | — | Tier 2 dividend rate; minimum balance of $10,001 to receive dividends. |
Sources (2)
All captured Sep 17, 2026
Who can join ACCESS Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.