Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in New Jersey
- Somerset Regal BankTiered Statement SavingsSavings · $10 min · 0.05%–0.10% by balance
Bank · 14 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Must maintain a Somerset Regal Bank checking account to open and maintain this account. Interest is compounded daily and credited monthly.
Offer: Must maintain a checking account with Somerset Regal Bank.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Tiered Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. A maintenance charge of $5.00 will be imposed every month if daily balance on any day of statement cycle falls below $1,000.00. Minimum check amount $250.00.
Offer: Variable rate subject to change at any time. $5.00 maintenance charge if daily balance falls below $1,000.00. Minimum check amount $250.00. Minimum to obtain APY is $5.00.
0.10% interest rate · $5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Regular Shares (Below $10,000.00)
0.05% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amountPrimary Shares ($10,000.00, up to $49,999.99) 0.10% $50,000 and upSuper Shares ($50,000.00 and Above) 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Offers three account options: Passbook Savings, Statement Savings, and Young Savers Passbook (ages 0-17). Statement Savings includes ATM card, mobile banking with check deposits, and e-Statements. No monthly maintenance fee.
Offer: Interest compounded continuously, credited monthly.
No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier II
0.10% interest rate · Balance cap $99,999.99 · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $4 monthly service fee can be avoided by maintaining an average monthly balance of $500. Up to 6 transfers/withdrawals per statement cycle without fee; $5 fee per preauthorized debit in excess of 6.
Offer: $4 monthly service fee can be avoided by maintaining a $500 average monthly balance.
0.05% interest rate · $4 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Popular Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly Service Fee can be avoided if minimum balance is met ($100)
0.10% interest rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a minimum opening deposit of $5.00. No limit on the number of in-person withdrawals or transfers. Dividend Rate and Annual Percentage Yield may change at any time as determined by the Credit Union Board of Directors.
Offer: Interest/dividends paid on balances of $250.00 or more.
0.10% interest rate · Effective Jan 10, 2023
Rate checked
More details - Pennsville National BankMoney Market AccountMoney Market Account · 0.07%–0.50% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: There is a $2.00 fee each month if the average monthly balance falls below $50.00. More than three checks per month will result in a $10.00 fee for each check over three.
Offer: Monthly fee of $2.00 waived if average monthly balance is $50.00 or more; Min Dep to Open: Any $$
0.07% interest rate · $2 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.07% $5,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - Members 1st of NJ Federal Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining a $5.00 minimum balance in primary Share Savings account.
0.00% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $99 0.00% Up to $1,999 0.05% Over $1,999Your amount 0.10% Rate checked
More details - Liberty Savings Federal Credit UnionPrimary Savings AccountsSavings · $501 min
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $25 minimum balance gets you started. Dividends paid on balances over $501. The first $25 deposited into the Primary Share Account is not available for withdrawal and is required to maintain membership. Dividends calculated by average daily balance method. Up to 6 withdrawals/transfers per calendar month.
Offer: Minimum Average Daily Balance to receive dividend is $501.
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable interest rate account. Rates, terms and conditions are subject to change without notice. Interest is compounded daily and posted monthly. Passbook format. Free cashier's checks if payable to account owner.
Offer: Initial deposit of $1,000 required. Minimum balance to earn the APY is $1,000.
0.10% interest rate · Compounded daily · Effective Sep 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches