Credit union · NCUA insured
Liberty Savings Federal Credit Union
A $135.5M credit union headquartered in Jersey City, NJ, with 17,859 members and 4 branches in New Jersey. Best rates: CDs 4.00% and savings 1.50% APY.
Liberty Savings Federal Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#53 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Liberty Savings Federal Credit Union
- Headquarters
- 660 Newark Ave, Jersey City, NJ 07306-2379
- NCUA charter
- 7184
Branches
4 branches in New Jersey
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New Jersey
4 branches
- Liberty Savings FCUMain office660 Newark Ave, Jersey City, NJ 07306Directions
- Liberty Savings FCU City Line1347 Kennedy Blvd., Bayonne, NJ 07002Directions
- Iron Bound106 Fleming Ave, Newark, NJ 07105Directions
- Liberty Savings FCU Union City Office108 48th St, Union City, NJ 07087Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.68% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.12% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio11.68%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.12%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Liberty Savings Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.