Bank · FDIC insured
Schuyler Savings Bank Savings Rates
Schuyler Savings Bank’s best savings rate is 0.15% APY on $10,000, with its Premium Tiered Money Market Account. Rates checked October 22, 2026.
How Schuyler Savings Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Schuyler Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Schuyler Savings Bank
0.15%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $15
Premium Tiered Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Schuyler Savings Bank savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Schuyler Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Tiered Money Market Account
0.15%APY
Variable interest rate account. Rates, terms and conditions are subject to change without notice. Interest is compounded daily and posted monthly. Passbook format. Free cashier's checks if payable to account owner.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $10,000 – $50,0001st Tier balance requirement is $10,000 to $49,999.99. Initial deposit to open is $10,000.00. Minimum balance to earn APY is $10,000.00. · $10,000 to open | 0.15% | $10,000 | $15 | 1st Tier balance requirement is $10,000 to $49,999.99. Initial deposit to open is $10,000.00. Minimum balance to earn APY is $10,000.00. |
| $50,000 and up2nd Tier balance requirement is $50,000.00 and over. Initial deposit to open is $50,000.00. Minimum balance to earn APY is $50,000.00. · $50,000 to open | 0.20% | $50,000 | — | 2nd Tier balance requirement is $50,000.00 and over. Initial deposit to open is $50,000.00. Minimum balance to earn APY is $50,000.00. |
Money Market Passbook
0.10%APY
Variable interest rate account. Rates, terms and conditions are subject to change without notice. Interest is compounded daily and posted monthly. Passbook format. Free cashier's checks if payable to account owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upInitial deposit of $1,000 required. Minimum balance to earn the APY is $1,000.$1,000 and up | 0.10% | $10 | Initial deposit of $1,000 required. Minimum balance to earn the APY is $1,000. |
Passbook Savings Account
0.10%APY
Passbook tracking; often used for low transaction volume. Free direct deposit and free cashier's checks payable to account holder.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upCompounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings.$50 and up | 0.10% | $10 | Compounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. |
Statement Savings Account W/ATM Card
0.10%APY
Monthly mailed statements, free ATM card, free online banking, direct deposit, and free cashier's checks payable to account holder.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upCompounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. ATM Card available.$50 and up | 0.10% | $10 | Compounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. ATM Card available. |
Special-purpose accounts
Kid Savers Account
0.20%APY
Includes passbook, free coin counting, unlimited deposits and withdrawals, and $1.00 credited to the account at opening. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upCompounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. Minimum balance to earn the APY is $1.00.$1 and up | 0.20% | $20 | Compounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. Minimum balance to earn the APY is $1.00. |
Holiday Club
0.10%APY
Automatic transfer amounts of $10, $20, or $25 (weekly, bi-weekly, or monthly) from checking or statement savings. Deposit any amount, any time. Receive a free gift at opening. Check disburses in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest not Compounded. Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. Club Account amounts available are $10, $20, and $25.Any balance | 0.10% | $10 | Interest not Compounded. Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. Club Account amounts available are $10, $20, and $25. |
Vacation Club
0.10%APY
Automatic transfer amounts of $10, $20, or $25 (weekly, bi-weekly, or monthly) from checking or statement savings. Deposit any amount, any time. Check disburses in April.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest not Compounded. Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. Club Account amounts available are $10, $20, and $25.Any balance | 0.10% | $10 | Interest not Compounded. Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. Club Account amounts available are $10, $20, and $25. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.