Credit union · NCUA insured
Postal Employees Credit Union
A $36.7M credit union headquartered in Trenton, NJ, with 1,797 members and 1 branch in New Jersey. Best rates: CDs 3.60% and savings 0.10% APY.
Postal Employees Credit Union Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#24 of 30 in Trenton, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Postal Employees Credit Union
Established in 1928 as a state-chartered credit union, Postal Employees Credit Union is headquartered in Hamilton, New Jersey.
- Headquarters
- 4248 S Broad St, Trenton, NJ 08620-2105
- NCUA charter
- 64882
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All staff members of the credit union are eligible to join.
Military, government and schools
- All federal employees who work in the zip code areas of 085xx and 086xx are eligible to join.
Family and household
- Children of a qualified member or the member's spouse are eligible to join.
- Parents of a qualified member or the member's spouse are eligible to join.
- Spouses of qualified members are eligible to join.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- 4248 S Broad StMain office4248 S Broad St, Trenton, NJ 08620Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.87% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -2.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio15.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.87%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-2.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Postal Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.