Bank · FDIC insured
Somerset Regal Bank Savings Rates
Somerset Regal Bank’s best savings rate is 3.35% APY on $10,000, with its Premium Money Market Account. Rates checked October 22, 2026.
How Somerset Regal Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Somerset Regal Bank has the most branches. $10,000, best rate first.
This bank’s best
Somerset Regal Bank
3.35%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $335
Premium Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Somerset Regal Bank savings score
94
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0003.35%
- $100,000 balance$100,0003.35%
- QualifiedQualified3.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Somerset Regal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market Account
3.35%APY
Check-writing privileges; no fees; a higher balance means a better rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upMinimum daily balance to earn interest is $5,000.$5,000 and up | 3.35% | $335 | Minimum daily balance to earn interest is $5,000. |
Sources (2)
All captured Oct 4, 2026
Money Market Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- somersetregalbank.com/home/rates/current-deposit-rates · captured Oct 4, 2026
Tiered Statement Savings
0.10%APY
Must maintain a Somerset Regal Bank checking account to open and maintain this account. Interest is compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Must maintain a checking account with Somerset Regal Bank. | 0.05% | — | Must maintain a checking account with Somerset Regal Bank. |
| $10,000 – $25,000Must maintain a checking account with Somerset Regal Bank. | 0.10% | $10 | Must maintain a checking account with Somerset Regal Bank. |
| $25,000 – $50,000Must maintain a checking account with Somerset Regal Bank. | 0.10% | — | Must maintain a checking account with Somerset Regal Bank. |
| $50,000 and upMust maintain a checking account with Somerset Regal Bank. | 0.10% | — | Must maintain a checking account with Somerset Regal Bank. |
Sources (2)
- somersetregalbank.com/home/personal/bank/savings
- somersetregalbank.com/home/rates/current-deposit-rates
All captured Oct 4, 2026
Passbook Savings
0.05%APY
Interest is compounded daily and credited monthly. Deposits and withdrawals can be made at any time without penalty. All transactions are recorded in passbook.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.$50 and up | 0.05% | $5 | Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly. |
Sources (2)
- somersetregalbank.com/home/personal/bank/savings
- somersetregalbank.com/home/rates/current-deposit-rates
All captured Oct 4, 2026
Statement Savings
0.05%APY
Interest is compounded daily and credited monthly. Transactions are recorded on a monthly statement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.$50 and up | 0.05% | $5 | Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly. |
Sources (2)
- somersetregalbank.com/home/personal/bank/savings
- somersetregalbank.com/home/rates/current-deposit-rates
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.