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Compare Bank & Credit Union Rates

Best savings rates in New Jersey

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in New Jersey

  1. Woori America BankSmartStep Installment SavingsSavings · $1,000 min

    Bank · 4 branches

    5.00%APY$500 a year on $10,000with conditions
  2. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    4.40%APY$440 a year on $10,000with conditions
  3. Five Rivers BankMoney Market AccountMoney Market Account · $500 min

    Bank · 1 branch

    4.25%APY$425 a year on $10,000
  4. XCEL Federal Credit UnionLift High Yield SavingsSavings · $1,000 min

    Credit union · 1 branch

    4.08%APY$408 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Flagstar BankFlagstar Ready SavingsSavings · $1 min · 0.05%–4.00% by balance

    Bank · 30 branches

    4.00%APY$400 a year on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    Greater Alliance Federal Credit UnionNew Member (Promotional) SavingsSavings · $500 min · 0.35%–4.00% by balance

    Credit union · 3 branches

    4.00%APY$400 a year on $10,000intro rate
  7. Hana Bank USAPreferred Money MarketPreferred Money Market · $500 min

    Bank · 1 branch

    3.80%APY$380 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 88
    Garden Savings FCUAccelerate SavingsSavings · $25 min · 1.00%–3.75% by balance

    Credit union · 6 branches

    3.75%APY$375 a year on $10,000
  9. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionSave Your WaySavings · $0 min

    Credit union · 1 branch

    3.75%APY$375 a year on $10,000intro rate
  10. UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance

    Bank · 1 branch

    3.75%APY$375 a year on $10,000intro rate
  11. Metropolitan Commercial BankHigh Yield Savings AccountSavings · $1,000 min

    Bank · 1 branch

    3.56%APY$356 a year on $10,000
  12. Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min

    Bank · 3 branches

    3.55%APY$355 a year on $10,000
  13. Woori America BankSmartStep Installment SavingsSavings · $1,000 min

    Bank · 4 branches

    3.50%APY$350 a year on $10,000with conditions
  14. Top Carrot, Carrot Score 92
    Parke BankParke Select Money MarketParke Select Money Market · $1,000 min · 3.50%–3.75% by balance

    Bank · 5 branches

    3.50%APY$350 a year on $10,000
  15. Top Carrot, Carrot Score 87
    Union County Savings BankHigh-Yield SavingsSavings · $100 min · 0.05%–3.50% by balance

    Bank · 4 branches

    3.50%APY$350 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in New Jersey

414 accounts at 152 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
2.84%
Banks, typical
0.15%
Credit unions, typical
0.16%

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New Jersey

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 1 branch
  3. Bridgeton Onized Federal Credit UnionCredit union · 2 branches
See all ranked institutions