Bank · FDIC insured
Union County Savings Bank
Top CarrotA $1.5B bank headquartered in Elizabeth, NJ, with 4 branches in New Jersey. Best rates: CDs 4.00% and savings 2.50% APY.
Union County Savings Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#38 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Union County Savings Bank
Founded in 1883, Union County Savings Bank is an independent community bank headquartered in Elizabeth, New Jersey.
Originally established to serve Union and Essex County communities, the bank operates four branches across Union County.
- Headquarters
- 320 N Broad St, Elizabeth, NJ 07208
- FDIC certificate
- 12013 ↗
Branches
4 branches in New Jersey
Loading map…
New Jersey
4 branches
- Union County Savings BankMain office320 N Broad St, Elizabeth, NJ 07208Directions
- Cranford Branch201 North Ave W, Cranford, NJ 07016Directions
- Broad Street Branch61 Broad St, Elizabeth, NJ 07201Directions
- Union Branch642 Chestnut St, Union, NJ 07083Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.77% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.91% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | -1.45% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $23 | $88 | — |
- CapitalLeverage ratio7.77%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.91%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets-1.45%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$23Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Union County Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.