Bank · FDIC insured
Five Rivers Bank Savings Rates
Five Rivers Bank’s best savings rate is 4.25% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Five Rivers Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Five Rivers Bank has the most branches. $10,000, best rate first.
This bank’s best
Five Rivers Bank
4.25%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $425
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Five Rivers Bank savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0004.25%
- $10,000 balance$10,0004.25%
- $100,000 balance$100,0004.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Five Rivers Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
4.25%APY
Higher account balances earn higher interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThe APY is variable and may change at any time after the account is opened without prior notice. A $15 monthly maintenance fee will be assessed if the daily balance falls below $5,000 on any day during the statement cycle.Any balance | 4.25% | $425 | The APY is variable and may change at any time after the account is opened without prior notice. A $15 monthly maintenance fee will be assessed if the daily balance falls below $5,000 on any day during the statement cycle. |
Sources (3)
- fiveriversbank.com
- fiveriversbank.com/documents/t…-money-market-disclosure
- fiveriversbank.com/banking/personal
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.