Bank · FDIC insured
Union County Savings Bank Savings Rates
Top CarrotUnion County Savings Bank’s best savings rate is 2.50% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How Union County Savings Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Union County Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Union County Savings Bank
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $350
High-Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Union County Savings Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0001.30%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union County Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
Up to 3.50%APY
Variable account; rate may change after account is open. A Cash Back Checking account is required to earn 3.50% APY on balances up to $100,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies if qualifying transactions are not met. | 0.05% | $5 | Applies if qualifying transactions are not met. |
| Up to $100,000Requires Cash Back Checking account and qualifying transactions. | 3.50% | $350 | Requires Cash Back Checking account and qualifying transactions. |
| $100,000 and up | 0.50% | — |
Sources (2)
All captured Oct 4, 2026
Statement Savings
2.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 1.30% | — |
| $2,500 – $149,999 | 2.50% | $250 |
| $150,000 and up | 3.25% | — |
Sources (1)
- unioncountysavings.com/rates · captured Oct 4, 2026
Money Market Checking
0.59%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.30% | — |
| $2,500 – $100,000 | 0.59% | $59 |
| $100,000 – $1,000,000 | 0.65% | — |
| $1,000,000 and up | 1.11% | — |
Sources (1)
- unioncountysavings.com/rates · captured Oct 4, 2026
STAR Savings Account
0.60%APY
Variable account; rate may change after the account is open. Interest calculated daily and compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.35% | — |
| $500 and up | 0.60% | $60 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Holiday Club Savings
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 1.00% | $100 |
Sources (1)
- unioncountysavings.com/rates · captured Oct 4, 2026
IRA Savings
0.60%APY
Available as Traditional or Roth IRA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.60% | $60 |
Rising STAR Savings
0.60%APY
Youth savings account designed for kids and teens.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.60% | $60 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.