Compare Bank & Credit Union Rates
Best savings rates in Columbus, NE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Columbus, NE
- Nebraska Energy Federal Credit UnionSavingsSavings · $0 min · 0.15%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Available to employees of the electrical power industry or members of their family. Membership requires purchasing and maintaining at least 1 share ($25.00 par value). Transfers or withdrawals limited to no more than 4 per account.
Offer: Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $2,500 0.15% Over $2,500Your amount 2.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Consumer accounts only.
Offer: Qualifications not met in linked Kasasa Cash or Kasasa Cash Back during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $100,000Your amountQualifying requirements met in linked Kasasa Cash or Kasasa Cash Back: at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online/mobile banking during Monthly Qualification Cycle. 2.00% Over $100,000Qualifying requirements met in linked Kasasa Cash or Kasasa Cash Back: at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online/mobile banking during Monthly Qualification Cycle. 1.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - First Nebraska BankMoney Market Investment AccountMoney Market Investment Account · $0 min · 1.76%–2.89% by balance
Bank · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Interest paid monthly. Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas.
1.75% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $10,000 1.76% $10,000 – $25,000Your amount 1.76% $25,000 – $50,000 1.97% $50,000 – $100,000 2.22% $100,000 – $250,000 2.63% $250,000 and up 2.89% Rate checked
More details - Great Plains State BankMoney MarketMoney Market · $1,000 min · 1.20%–2.00% by balance
Bank · 2 branches
1.35%APY$135 a year on $10,0001.19% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.20% $10,000 – $25,000Your amount 1.35% $25,000 – $100,000 1.45% $100,000 – $250,000 1.70% $250,000 – $500,000 1.85% $500,000 and up 2.00% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: 6 withdrawals per month at no charge; $2 per item service fee will be charged if withdraws exceed 6 items per calendar month.
Offer: $10 minimum daily balance to earn interest.
1.24% interest rate
Rate checked
More details - Union Bank & TrustValue Edge Money Market AccountValue Edge Money Market Account · $1,000 min · 0.71%–2.83% by balance
Bank · 1 branch
1.24%APY$124 a year on $10,000Requirements
Product: The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Offer: Balance less than $10,000
Effective Sep 22, 2026
Rate by balance
Rate by balance for Value Edge Money Market Account Balance APY Up to $10,000 0.71% $10,000 – $50,000Your amount 1.24% $50,000 – $100,000 1.82% $100,000 – $250,000 2.08% $250,000 – $500,000 2.32% $500,000 and up 2.83% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Must be 18 or older and a resident of Nebraska, Iowa, South Dakota, or Kansas to open online. Activity restrictions apply: $2.00 service charge per debit in excess of six per calendar month for preauthorized/automatic transfers, telephone, computer, check, debit card, or POS transactions.
Offer: Interest compounded and credited quarterly. No minimum balance required to earn interest.
1.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - Cornerstone BankPremier Money Market AccountPremier Money Market Account · $1,000 min · 0.00%–1.88% by balance
Bank · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: Daily access to money by check. Up to 6 debits per statement cycle. Interest is compounded and credited every month.
0.00% interest rate · Effective Oct 9, 2024
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 0.95% $50,000 – $100,000 1.00% $100,000 – $250,000 1.26% $250,000 – $500,000 1.46% $500,000 and up 1.88% Rate checked
More details - 0.86%APY$86 a year on $10,000
Requirements
Product: No minimum balance requirement. Earns interest on daily balance for the period (subject to current rate). Quarterly statement with interest compounded quarterly. No monthly fee with eStatements.
Offer: No monthly fee with eStatements.
0.77% interest rate · Compounded quarterly · Effective Oct 7, 2026
Rate by balance
Rate by balance for CBT Savings Balance APY Up to $10,000 0.77% $10,000 – $25,000Your amount 0.86% $25,000 and up 0.90% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Withdrawals are limited to 6 per calendar month, with a $1 service charge for each withdrawal over 6. No minimum balance required.
Offer: Interest will be compounded monthly.
0.30% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.65% $25,000 – $100,000 0.80% $100,000 – $250,000 1.26% $250,000 – $500,000 1.51% $500,000 and up 2.02% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3.00 monthly service charge waived by maintaining a $200 minimum daily balance. Up to 6 withdrawals per calendar month at no charge; each additional withdrawal incurs a $1.00 service charge.
Offer: Variable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal).
$3 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. Rates are effective as of today's date. Fees may reduce earnings. $1,500 minimum balance required to avoid fee. $15.00 monthly service charge if balance falls below $1,500. Free electronic statements; $5 paper statement fee. Maximum 6 withdrawals per calendar month; $3.00 service charge per withdrawal over 6.
Offer: Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month.
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Columbus, NE
32 accounts at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.40%
- Top 10% from
- 1.98%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.14%
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Columbus, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Union Bank & TrustBank · 1 branch
- Great Plains State BankBank · 2 branches