Bank · FDIC insured
Bank of the Valley
A $581.9M bank headquartered in Bellwood, NE, with 7 branches in Nebraska. Best rates: savings 0.65% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.25%Needs another account or monthly activityCD rates →
- Savings821.26%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of the Valley
Bank of the Valley serves communities across Nebraska, including Bellwood, Columbus, David City, Humphrey, Platte Center, and Schuyler, offering agricultural, business, and personal banking services.
- Headquarters
- 404 State St, Bellwood, NE 68624
- FDIC certificate
- 25291 ↗
Branches
7 branches in Nebraska
Loading map…
Nebraska
7 branches
Columbus area · 4
- Columbus Branch3235 47th St, Columbus, NE 68601Directions
- Farmers State Branch100 S 3rd St, Humphrey, NE 68642Directions
- Platte Center Bank Branch103 4th St, Platte Center, NE 68653Directions
- Schuyler Branch104 Valley Drive, Schuyler, NE 68661Directions
David City area · 2
- Bank Of The Valley David City Downtown Branch502 N 5th St, David City, NE 68632Directions
- David City Branch1855 N 4th St, David City, NE 68632Directions
Bellwood area · 1
- Bank of the ValleyMain office404 State St, Bellwood, NE 68624Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.87% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.05% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.87% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio9.87%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.87%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of the Valley are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.