Compare Bank & Credit Union Rates
Best savings rates in Lincoln, NE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lincoln, NE
- 3.46%APY$346 a year on $10,000
Requirements
Product: Variable rate account where interest is credited and compounded quarterly. Requires an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Includes 9 free account debits per quarterly statement cycle ($0.30 fee for each additional debit).
Offer: Maintain an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Nine free debits per quarterly cycle ($0.30 per debit thereafter).
Compounded quarterly
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Cobalt Credit UnionOnline Prime SavingsSavings · $0 min · 0.00%–2.90% by balance
Credit union · 1 branch
2.90%APY$290 a year on $10,000Requirements
Product: Variable-rate account opened online. Rate tracks the Wall Street Journal Prime Rate minus 4.10% with a minimum floor rate of 0.30%. Enrolled in digital banking with eStatements. Maximum of six withdrawals allowed per month.
Offer: Account balances below $1,000 do not earn APY and will be assessed a $10 monthly service fee.
0.00% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Online Prime Savings Balance APY Up to $1,000 0.00% $1,000 and upYour amountDividend rate and APY based on WSJ Prime Rate minus 4.10% with a 0.30% floor rate. 2.90% Rate checked
More details - 2.65%APY$265 a year on $10,000
Requirements
Product: Variable-rate account opened online. Rate tracks the Wall Street Journal Prime Rate minus 4.10% with a minimum floor rate of 0.30%. Enrolled in digital banking with eStatements. Maximum of six withdrawals allowed per month.
Offer: Rate current as of 10/14/2026 on Prime Online Savings page. In order to earn disclosed APY, must maintain average daily balance at least equal to $1,000 and enroll in digital banking with eStatements.
Effective Oct 14, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a High Yield Checking or Cash Back Checking account. Limited to 1 Saver account per Primary Account Holder (SSN). Qualifications: monthly Direct Deposit/ACH credit, minimum of 12 debit card purchases, and enrollment in eStatements in the linked checking account.
Offer: Qualified balance tier $0-$99,999.99 when account qualifications are met during Monthly Qualification Cycle.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Saver Balance APY Up to $100,000Your amount 2.50% $100,000 and up 0.25%* Rate checked
More details - First Nebraska Credit UnionAdvantage Plus Money MarketAdvantage Plus Money Market · $2,500 min · 2.00%–2.60% by balance
Credit union · 2 branches
2.20%APY$220 a year on $10,000with conditionsRequirements
Product: Requires Secure or Premier Checking account relationship. Minimum balance requirement to earn dividends and avoid service charges is $2,500.
Qualified rate · 1.99% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Plus Money Market Balance APY $2,500 – $9,999 2.00% $10,000 – $24,999Your amount 2.20% $25,000 – $100,000 2.40% $100,000 and up 2.60% Rate checked
More details - Liberty First Credit UnionKasasa SaverSavings · $5 min · 0.05%–2.00% by balance
Credit union · 4 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Requires linked Kasasa Cash checking account. APY based on Average Daily Balance method. Qualifications per cycle in Kasasa Cash: at least 12 debit card purchases post and settle, enrolled and log into Online Access, enrolled and receive eStatements, and at least 1 net direct deposit post and settle. Limit one account per SSN. Automatic transfers of Kasasa Cash rewards into Kasasa Saver. No monthly service fee.
Offer: All balances if account qualifications are not met. Entire daily balance earns 0.05% APY.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Over $0Your amountWhen linked Kasasa Cash qualifications are met during Monthly Qualification Cycle. 2.00% Rate checked
More details - Liberty First Credit UnionLiberty+ SavingsSavings · $5 min · 0.05%–2.00% by balance
Credit union · 4 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Requires linked Liberty+ checking account. APY based on Average Daily Balance method. Limit one account per household. Qualifications met via linked Liberty+ checking account credit card usage (Platinum, Gold, or Silver tiers). Non-compounding dividends credited on first processing/business day of following statement cycle.
Offer: All balances if account qualifications are not met. Entire daily balance earns 0.05% APY.
Qualified rate · 0.05% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Liberty+ Savings Balance APY Any balance 0.05% Over $0Your amountWhen linked Liberty+ checking account qualifications are met during Monthly Qualification Cycle. 2.00% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Account must receive eStatements. Rate when requirements are not met is 0.01%. No monthly service charge, no minimum balance.
Offer: Must be enrolled in eStatements and have a $100 minimum deposit; rate is 0.01% if requirements not met.
1.98% interest rate · No monthly fee · Effective May 13, 2025
Rate checked
More details - Lincoln Federal Savings BankPremier SavingsSavings · $50 min · 2.00%–3.50% by balance
Bank · 5 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance to open is $50.00; minimum balance to maintain and earn interest is $0.01. APY is calculated on the entire daily balance. Lincoln Federal Savings Bank generally does not accept deposits from sources outside its immediate trade areas.
Offer: APY is based and calculated on the entire daily balance of the account.
1.98% interest rate · No monthly fee · Effective Jul 6, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000Your amount 2.00% $10,000 – $25,000 2.50% $25,000 – $100,000 3.00% Over $100,000 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Nebraska Credit UnionSuperSaver FundSuperSaver Fund · $5,000 min · 1.25%–1.75% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: The minimum balance requirement to earn dividends and avoid service charges is $5,000.
1.24% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for SuperSaver Fund Balance APY $5,000 – $9,999 1.25% $10,000 – $24,999Your amount 1.50% $25,000 and up 1.75% Rate checked
More details - LincOne Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–2.27% by balance
Credit union · 3 branches
1.26%APY$126 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open. If the balance falls below the $2,500 minimum, a fee may be charged.
Offer: Rate based on average daily balance. If balance falls below the $2,500 minimum opening requirement, a fee may be charged.
Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $5,000 0.25% $5,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lincoln, NE
76 accounts at 28 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.28%
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Lincoln, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 8 branches
- Cobalt Credit UnionCredit union · 1 branch
- Union Bank & TrustBank · 20 branches