Bank · FDIC insured
Columbus Bank & Trust Savings Rates
Columbus Bank & Trust’s best savings rate is 0.86% APY on $10,000, with its CBT Savings. Rates checked October 22, 2026.
How Columbus Bank & Trust’s savings rates compare
Compared with banks and credit unions near Columbus, NE, where Columbus Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Columbus Bank & Trust
0.86%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $86
CBT Savings
Top rate
Nebraska Energy Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
2nd-highest rate
Great Plains State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Columbus Bank & Trust savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.77%
- $10,000 balance$10,0000.86%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.86%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Columbus Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CBT Savings
0.86%APY
No minimum balance requirement. Earns interest on daily balance for the period (subject to current rate). Quarterly statement with interest compounded quarterly. No monthly fee with eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No monthly fee with eStatements. | 0.77% | — | No monthly fee with eStatements. |
| $10,000 – $25,000No monthly fee with eStatements. | 0.86% | $86 | No monthly fee with eStatements. |
| $25,000 and upNo monthly fee with eStatements. | 0.90% | — | No monthly fee with eStatements. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
CBT Health Savings
1.20%APY
Available to individuals enrolled in a qualified high-deductible health plan. Funds used for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.05% | — |
| $10,000 – $25,000 | 1.20% | $120 |
| $25,000 and up | 1.35% | — |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.