Credit union · NCUA insured
Nebraska Energy Federal Credit Union
A $329.6M credit union headquartered in Columbus, NE, with 12,232 members and 1 branch in Nebraska. Best rates: CDs 3.90% and savings 2.00% APY.
Nebraska Energy Federal Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#4 of 11 in Columbus, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nebraska Energy Federal Credit Union
Nebraska Energy Federal Credit Union is a member-owned credit union headquartered in Columbus, Nebraska.
The credit union focuses on serving individuals and families dedicated to the electrical power generation, transmission, distribution, and protection industries.
- Headquarters
- 1414 15th St, Columbus, NE 68601
- NCUA charter
- 24286
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Board members of approved organizations are eligible for membership.
- Employees who work at entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming, and Colorado are eligible for membership.
- Employees of companies that provide products or services to the electrical power industry in Nebraska are eligible for membership.
- Retirees of approved organizations are eligible for membership.
Military, government and schools
- Students enrolled in Nebraska Lineman or Wind and Solar School are eligible for membership.
- Employees of a Municipality in Nebraska are eligible for membership.
2 more ways to join
Family and household
- Extended family members are eligible for membership.
- Immediate family members are eligible for membership.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Main OfficeMain office1414 15th St, Columbus, NE 68601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.32% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.05% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.38% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $107 | $76 | — |
- CapitalNet worth ratio19.32%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.05%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.38%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$107Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nebraska Energy Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.