Bank · FDIC insured
Bank of the Valley Savings Rates
Bank of the Valley’s best savings rate is 0.65% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Bank of the Valley’s savings rates compare
Compared with banks and credit unions near Columbus, NE, where Bank of the Valley has the most branches. $10,000, best rate first.
This bank’s best
Bank of the Valley
0.65%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $65
Money Market
Top rate
Nebraska Energy Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
2nd-highest rate
Great Plains State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Bank of the Valley savings score
82
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of the Valley ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.65%APY
Withdrawals are limited to 6 per calendar month, with a $1 service charge for each withdrawal over 6. No minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Interest will be compounded monthly. | 0.30% | — | Interest will be compounded monthly. |
| $10,000 – $25,000Interest will be compounded monthly. | 0.65% | $65 | Interest will be compounded monthly. |
| $25,000 – $100,000Interest will be compounded monthly. | 0.80% | — | Interest will be compounded monthly. |
| $100,000 – $250,000Interest will be compounded monthly. | 1.26% | — | Interest will be compounded monthly. |
| $250,000 – $500,000Interest will be compounded monthly. | 1.51% | — | Interest will be compounded monthly. |
| $500,000 and upInterest will be compounded monthly. | 2.02% | — | Interest will be compounded monthly. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.25%APY
No minimum balance is required. Withdrawals are limited to 6 per calendar month; $1 service charge for each withdrawal over 6.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest is compounded quarterly. Rates may change after the account is opened.Any balance | 0.25% | $25 | Interest is compounded quarterly. Rates may change after the account is opened. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings
0.80%APY
Tax-advantaged savings account to accumulate funds for retirement. $500 minimum to open an account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. | 0.65% | — | $500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. |
| $5,000 – $15,000$500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. | 0.80% | $80 | $500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. |
| $15,000 – $35,000$500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. | 0.90% | — | $500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. |
| $35,000 and up$500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. | 1.01% | — | $500 minimum to open an account. Interest will be compounded semi-annually. Rates may change after the account is opened. |
Sources (2)
All captured Oct 5, 2026
Health Savings
0.40%APY
Must be covered under an eligible high-deductible health plan (HDHP). No minimum balance and no monthly service charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Interest will be compounded monthly. Rates may change after the account is opened. | 0.25% | — | Interest will be compounded monthly. Rates may change after the account is opened. |
| $5,000 – $15,000Interest will be compounded monthly. Rates may change after the account is opened. | 0.40% | $40 | Interest will be compounded monthly. Rates may change after the account is opened. |
| $15,000 – $35,000Interest will be compounded monthly. Rates may change after the account is opened. | 0.50% | — | Interest will be compounded monthly. Rates may change after the account is opened. |
| $35,000 and upInterest will be compounded monthly. Rates may change after the account is opened. | 0.60% | — | Interest will be compounded monthly. Rates may change after the account is opened. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.