Bank · FDIC insured
Columbus Bank & Trust
A $274.6M bank headquartered in Columbus, NE, with 2 branches in Nebraska. Best rates: CDs 4.10% and savings 0.86% APY.
Columbus Bank & Trust Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#6 of 11 in Columbus, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Columbus Bank & Trust
Columbus Bank and Trust Company is a locally owned bank headquartered in Columbus, Nebraska, that first opened its doors in 1935.
Founded by R.V. Prokop, J.H. Moeller, and W.E. Barkley, it was acquired by the Bradley Family in 1938 and later purchased by local investors in 2013.
The bank serves individuals, families, farmers, businesses, and organizations within the Columbus community.
- Headquarters
- 2501 13th St, Columbus, NE 68601
- FDIC certificate
- 15010 ↗
Branches
2 branches in Nebraska
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Nebraska
2 branches
- Columbus Bank and Trust CompanyMain office2501 13th St, Columbus, NE 68601Directions
- Highway 30 East Branch118 23rd St, Columbus, NE 68601Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.47% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.66% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio9.47%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.66%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Columbus Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.