Bank · FDIC insured
Union Bank & Trust Savings Rates
Top CarrotUnion Bank & Trust’s best savings rate is 1.24% APY on $10,000, with its Value Edge Money Market Account. Rates checked October 22, 2026.
How Union Bank & Trust’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where Union Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Union Bank & Trust
1.24%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $124
Value Edge Money Market Account
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Union Bank & Trust savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.71%
- $10,000 balance$10,0001.24%
- $100,000 balance$100,0002.08%
- QualifiedQualified1.24%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Value Edge Money Market Account
1.24%APY
The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Balance less than $10,000 | 0.71% | — | Balance less than $10,000 |
| $10,000 – $50,000 | 1.24% | $124 | |
| $50,000 – $100,000 | 1.82% | — | |
| $100,000 – $250,000 | 2.08% | — | |
| $250,000 – $500,000 | 2.32% | — | |
| $500,000 and up | 2.83% | — |
Sources (1)
- ubt.com/deposit-account-rates · captured Oct 5, 2026
Simply Savings account
0.30%APY
Suggested opening deposit of $100. APY is based on monthly compounding. Rates subject to change at any time. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Suggested opening deposit of $100. APY is based on monthly compounding. Rates subject to change at any time.Over $0 | 0.30% | $30 | Suggested opening deposit of $100. APY is based on monthly compounding. Rates subject to change at any time. |
Sources (1)
- ubt.com/deposit-account-rates · captured Oct 5, 2026
Special-purpose accounts
Health savings account
1.26%APY
APY is based on monthly compounding. Rates subject to change at any time. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balance less than $2,500. APY is based on monthly compounding. Rates subject to change at any time. | 0.10% | — | Balance less than $2,500. APY is based on monthly compounding. Rates subject to change at any time. |
| $2,500 – $9,999Balance $2,500 to $9,999. APY is based on monthly compounding. Rates subject to change at any time. | 0.86% | — | Balance $2,500 to $9,999. APY is based on monthly compounding. Rates subject to change at any time. |
| $10,000 – $25,000Balance $10,000 to $24,999.99. APY is based on monthly compounding. Rates subject to change at any time. | 1.26% | $126 | Balance $10,000 to $24,999.99. APY is based on monthly compounding. Rates subject to change at any time. |
| $25,000 and upBalance $25,000 and over. APY is based on monthly compounding. Rates subject to change at any time. | 1.46% | — | Balance $25,000 and over. APY is based on monthly compounding. Rates subject to change at any time. |
Sources (1)
- ubt.com/deposit-account-rates · captured Oct 5, 2026
Simply Savings Student account
0.30%APY
APY is based on monthly compounding. Rates subject to change at any time. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0APY is based on monthly compounding. Rates subject to change at any time.Over $0 | 0.30% | $30 | APY is based on monthly compounding. Rates subject to change at any time. |
Sources (1)
- ubt.com/deposit-account-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.