Bank · FDIC insured
Great Plains State Bank Savings Rates
Top CarrotGreat Plains State Bank’s best savings rate is 1.35% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Great Plains State Bank’s savings rates compare
Compared with banks and credit unions near Columbus, NE, where Great Plains State Bank has the most branches. $10,000, best rate first.
This bank’s best
Great Plains State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Kasasa Saver
Top rate
Nebraska Energy Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
3rd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Great Plains State Bank savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0001.25%
- $10,000 balance$10,0001.35%
- $100,000 balance$100,0001.70%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Plains State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 1.20% | — |
| $10,000 – $25,000 | 1.35% | $135 |
| $25,000 – $100,000 | 1.45% | — |
| $100,000 – $250,000 | 1.70% | — |
| $250,000 – $500,000 | 1.85% | — |
| $500,000 and up | 2.00% | — |
Sources (1)
- gpsbanks.com/rates · captured Oct 5, 2026
Kasasa Saver
Up to 2.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking account. Consumer accounts only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQualifications not met in linked Kasasa Cash or Kasasa Cash Back during Monthly Qualification Cycle. | 0.05% | $5 | Qualifications not met in linked Kasasa Cash or Kasasa Cash Back during Monthly Qualification Cycle. |
| Up to $100,000Qualifying requirements met in linked Kasasa Cash or Kasasa Cash Back: at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online/mobile banking during Monthly Qualification Cycle. | 2.00% | $200 | Qualifying requirements met in linked Kasasa Cash or Kasasa Cash Back: at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online/mobile banking during Monthly Qualification Cycle. |
| Over $100,000Qualifying requirements met in linked Kasasa Cash or Kasasa Cash Back: at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online/mobile banking during Monthly Qualification Cycle. | 1.00% | — | Qualifying requirements met in linked Kasasa Cash or Kasasa Cash Back: at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online/mobile banking during Monthly Qualification Cycle. |
Sources (3)
All captured Oct 5, 2026
GPS Savings Account
1.25%APY
6 withdrawals per month at no charge; $2 per item service fee will be charged if withdraws exceed 6 items per calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and up$10 minimum daily balance to earn interest.$10 and up | 1.25% | $125 | $10 minimum daily balance to earn interest. |
Special-purpose accounts
Educational IRA
2.25%APY
Consult tax advisor regarding tax implications.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit required.Any balance | 2.25% | $225 | No minimum deposit required. |
Sources (1)
- gpsbanks.com/rates · captured Oct 5, 2026
ROTH IRA
2.25%APY
Consult tax advisor regarding tax implications.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit required.Any balance | 2.25% | $225 | No minimum deposit required. |
Sources (1)
- gpsbanks.com/rates · captured Oct 5, 2026
Traditional IRA
2.25%APY
Consult tax advisor regarding tax implications.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit required.Any balance | 2.25% | $225 | No minimum deposit required. |
Sources (1)
- gpsbanks.com/rates · captured Oct 5, 2026
GPS Health Savings Account
2.00%APY
Must be covered by a High Deductible Health Plan (HDHP). Not eligible if covered by another health plan, enrolled in Medicare, or claimed as a dependent. $2 monthly service fee if daily balance falls below $50.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$2 monthly service fee waived if daily balance remains at or above $50. | 1.85% | — | $2 monthly service fee waived if daily balance remains at or above $50. |
| $5,000 – $10,000$2 monthly service fee waived if daily balance remains at or above $50. | 1.93% | — | $2 monthly service fee waived if daily balance remains at or above $50. |
| $10,000 and up$2 monthly service fee waived if daily balance remains at or above $50. | 2.00% | $200 | $2 monthly service fee waived if daily balance remains at or above $50. |
Sources (3)
- gpsbanks.com/personal-savings
- gpsbanks.com/rates
- gpsbanks.com/gps-health-saving…uently-asked-questions-2
All captured Oct 5, 2026
Christmas Club
1.25%APY
Interest paid at maturity only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest paid at maturity only.$10 and up | 1.25% | $125 | Interest paid at maturity only. |
Sources (1)
- gpsbanks.com/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.