Bank · FDIC insured
First Nebraska Bank
A $371.4M bank headquartered in Valley, NE, with 11 branches in Nebraska. Best rates: CDs 3.96% and savings 1.76% APY.
First Nebraska Bank Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#18 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Nebraska Bank
- Headquarters
- 330 N Spruce St, Valley, NE 68064
- FDIC certificate
- 12248 ↗
Branches
11 branches in Nebraska
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Nebraska
11 branches
Omaha area · 3
- First Nebraska BankMain office330 N Spruce St, Valley, NE 68064Directions
- Elkhorn Branch20421 George B Lake Pkwy, Elkhorn, NE 68022Directions
- Weeping Water Branch107 N Elm St, Weeping Water, NE 68463Directions
Arcadia area · 1
- Arcadia Branch155 W Bridge St, Arcadia, NE 68815Directions
Lincoln area · 1
- Bennet Branch50 Monroe St, Bennet, NE 68317Directions
Brainard area · 1
- Brainard Branch124 N Madison St, Brainard, NE 68626Directions
Columbus area · 1
- Columbus Branch3225 23rd St, Columbus, NE 68601Directions
Decatur area · 1
- Decatur Branch753 S Broadway St, Decatur, NE 68020Directions
Emerson area · 1
- Emerson Branch1000 S Main St, Emerson, NE 68733Directions
Nebraska City area · 1
- Nebraska City Branch2214 S 11th St, Nebraska City, NE 68410Directions
Norfolk area · 1
- Stanton Branch1019 Ivy St, Stanton, NE 68779Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.23% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.42% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio10.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.23%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Nebraska Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.