Bank · FDIC insured
Pinnacle Bank
A $9.2B bank, the 174th largest of 4,207, headquartered in Lincoln, NE, with 70 branches in 3 states. Best rates: savings 0.50% APY.
Pinnacle Bank Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#43 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pinnacle Bank
Pinnacle Bank is a Dinsdale family-owned and managed bank serving customers at 68 locations across Nebraska, Kansas, and Missouri.
The institution is part of Pinnacle Bancorp, which operates 162 locations across eight states.
- Headquarters
- 1401 N St, Lincoln, NE 68508
- FDIC certificate
- 10634 ↗
Branches
70 branches in 3 states
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Nebraska
63 branches
Omaha area · 15
- Dodge Branch18081 Burt St, Elkhorn, NE 68022Directions
- Elkhorn Branch20320 Veterans Dr, Elkhorn, NE 68022Directions
- Gretna/Village Square Branch817 Village Sq, Gretna, NE 68028Directions
- Southport Branch12350 Southport Pkwy, La Vista, NE 68128Directions
- Home State Bank Branch218 Main St, Louisville, NE 68037Directions
- 10805 Q Street Branch10805 Q St, Omaha, NE 68137Directions
- 13131 W Dodge Rd Branch13131 W Dodge Rd, Omaha, NE 68154Directions
- Gretna Branch16821 Audrey St, Omaha, NE 68136Directions
- Omaha Downtown Branch1016 Douglas On The Mall, Omaha, NE 68102Directions
- Pinnacle Bank Branch8340 W Dodge Rd, Omaha, NE 68114Directions
- 122 W Cedardale Rd Branch122 W Cedardale Rd, Papillion, NE 68046Directions
- Cornhusker Branch611 Pinnacle Dr, Papillion, NE 68046Directions
- North Branch102 E Cary St, Papillion, NE 68046Directions
- Papillion North Shore Branch12655 Cumberland Dr, Papillion, NE 68138Directions
- Pinnacle Bank Branch1100 Park Dr, Springfield, NE 68059Directions
Lincoln area · 12
- Pinnacle BankMain office1401 N St, Lincoln, NE 68508Directions
- Edgewood Branch5651 S 59th St, Lincoln, NE 68516Directions
- Folkways Branch2703 Folkways Blvd, Lincoln, NE 68504Directions
- Havelock Lincoln Branch6145 Havelock Ave, Lincoln, NE 68507Directions
- Hyvee Branch5010 O St, Lincoln, NE 68510Directions
- Lincoln Bank West Branch201 Sun Valley Blvd, Lincoln, NE 68528Directions
- Lincolnshire Branch1776 S 70th St, Lincoln, NE 68506Directions
- Parkway Branch3939 South St, Lincoln, NE 68506Directions
- Pinelake Branch7001 S 27th St, Lincoln, NE 68512Directions
- Pinetree Detached Teller'S Facility7000 Adams St, Lincoln, NE 68507Directions
- Pinnacle Bank1601 N 84th St, Lincoln, NE 68505Directions
- Callum Drive Branch13240 Callum Dr, Waverly, NE 68462Directions
Columbus area · 5
- Columbus Branch2661 33rd Ave, Columbus, NE 68601Directions
- Columbus-Village Center Branch210 E 23rd St, Columbus, NE 68601Directions
- Pinnacle Bank Branch401 Main St, Humphrey, NE 68642Directions
- Detached Tellers' Facility1605 Denver St, Schuyler, NE 68661Directions
- Schuyler Branch301 E 11th St, Schuyler, NE 68661Directions
Grand Island area · 3
- Central City Branch320 G St, Central City, NE 68826Directions
- 106 E 3rd Street Branch106 E 3rd St, Grand Island, NE 68801Directions
- Palmer Branch912 Commercial St, Palmer, NE 68864Directions
Lexington area · 3
- Elwood Branch301 Smith Ave, Elwood, NE 68937Directions
- Lexington Branch206 E 6th St, Lexington, NE 68850Directions
- Lexington Branch410 N Washington St, Lexington, NE 68850Directions
Hastings area · 3
- Fairfield Branch408 N D St, Fairfield, NE 68938Directions
- Hastings State Branch530 N Burlington Ave, Hastings, NE 68901Directions
- Roseland Branch9202 S Lincoln Ave, Roseland, NE 68973Directions
Aurora area · 2
- Detached Teller Facility1119 16th St, Aurora, NE 68818Directions
- Aurora Branch1234 L St, Aurora, NE 68818Directions
Beatrice area · 2
- Beatrice Branch523 Court St, Beatrice, NE 68310Directions
- Motor Branch523 N 6th St, Beatrice, NE 68310Directions
Fremont area · 2
- Fremont Branch99 W 6th St, Fremont, NE 68025Directions
- Lincoln Branch1520 E 23rd Ave N, Fremont, NE 68025Directions
Arnold area · 1
- Arnold Branch122 S Walnut St, Arnold, NE 69120Directions
Benkelman area · 1
- Benkelman Branch601 Chief St, Benkelman, NE 69021Directions
Crete area · 1
- Crete Branch143 E 13th St, Crete, NE 68333Directions
Grant area · 1
- Central Avenue Branch345 Central Ave, Grant, NE 69140Directions
Hayes Center area · 1
- Hayes Center Branch400 Tate St, Hayes Center, NE 69032Directions
Imperial area · 1
- Farmers And Merchants Bank Branch447 Broadway, Imperial, NE 69033Directions
Kearney area · 1
- Kearney Branch5404 2nd Ave, Kearney, NE 68847Directions
Norfolk area · 1
- South Main Branch108 S Main St, Madison, NE 68748Directions
McCook area · 1
- Amfirst Bank Branch602 W B St, McCook, NE 69001Directions
Neligh area · 1
- 324 Main Street Branch324 Main St, Neligh, NE 68756Directions
O'Neill area · 1
- Oneill Branch429 E Douglas St, O'Neill, NE 68763Directions
Ogallala area · 1
- 201 East 2nd Street Branch201 E 2nd St, Ogallala, NE 69153Directions
Osceola area · 1
- Pinnacle Bank320 N State St, Osceola, NE 68651Directions
Shelby area · 1
- Shelby Branch215 N Walnut St, Shelby, NE 68662Directions
Verdigre area · 1
- Verdigre Branch400 Main Street, Verdigre, NE 68783Directions
Wisner area · 1
- Pinnacle Bank, National Association Branch1001 Avenue E, Wisner, NE 68791Directions
Missouri
5 branches
Joplin area · 4
- Joplin Branch802 S Main St, Joplin, MO 64801Directions
- Range Line Branch2433 S Range Line Rd, Joplin, MO 64804Directions
- Sarcoxie Branch501 Cross St, Sarcoxie, MO 64862Directions
- Webb City Branch1010 S Madison St, Webb City, MO 64870Directions
Kansas City area · 1
- Lake Lotawana Branch26500 Ne Colbern Rd, Lake Lotawana, MO 64086Directions
Kansas
2 branches
- Kansas-Abilene Branch401 N Spruce St, Abilene, KS 67410Directions
- North Branch1500 N Buckeye Ave, Abilene, KS 67410Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.92% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.07% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.49% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalLeverage ratio9.92%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.07%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.49%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pinnacle Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.