Bank · FDIC insured
First Nebraska Bank Savings Rates
First Nebraska Bank’s best savings rate is 1.76% APY on $10,000, with its Money Market Investment Account. Rates checked October 22, 2026.
How First Nebraska Bank’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Nebraska Bank has the most branches. $10,000, best rate first.
This bank’s best
First Nebraska Bank
1.76%APY
- Minimum
- —
- Earns on $10,000 a year
- $176
Money Market Investment Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
First Nebraska Bank savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.76%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0002.63%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Nebraska Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Investment Account
1.76%APY
Interest paid monthly. Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.76% | — |
| $10,000 – $25,000 | 1.76% | $176 |
| $25,000 – $50,000 | 1.97% | — |
| $50,000 – $100,000 | 2.22% | — |
| $100,000 – $250,000 | 2.63% | — |
| $250,000 and up | 2.89% | — |
Savings Account
1.05%APY
Must be 18 or older and a resident of Nebraska, Iowa, South Dakota, or Kansas to open online. Activity restrictions apply: $2.00 service charge per debit in excess of six per calendar month for preauthorized/automatic transfers, telephone, computer, check, debit card, or POS transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly. No minimum balance required to earn interest.Any balance | 1.05% | $105 | Interest compounded and credited quarterly. No minimum balance required to earn interest. |
Sources (3)
- firstnebraska.bank/Personal/Products
- firstnebraska.bank/Personal/Products/Savings
- firstnebraska.bank/Rates
All captured Oct 5, 2026
Special-purpose accounts
Little Sprout Savings Account
1.36%APY
Designed for customers 16 years of age or younger. Adult joint owner required. Activity restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly. No minimum balance required to earn interest.Any balance | 1.36% | $136 | Interest compounded and credited quarterly. No minimum balance required to earn interest. |
Sources (3)
All captured Oct 5, 2026
Health Savings Account
1.06%APY
$15 setup fee. Free HSA VISA Check Card. Must be 18 or older and a resident of Nebraska, Iowa, South Dakota, or Kansas.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited monthly. No annual fee.Any balance | 1.06% | $106 | Interest compounded and credited monthly. No annual fee. |
Sources (3)
- firstnebraska.bank/Personal/Products
- firstnebraska.bank/Personal/Products/Savings
- firstnebraska.bank/Rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.