Compare Bank & Credit Union Rates
Best savings rates in Nebraska
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Nebraska
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.60%APY$360 a year on $10,000with conditions
Requirements
Product: Must be opened the same day as a newly issued Flatwater Bank CD. Maximum deposit is equal to the amount of the corresponding new CD. Deposits limited to initial deposit only or at the same time as opening a new CD.
Offer: Interest compounded and credited quarterly. Keep a $500 daily balance in the account to avoid the $25 quarterly maintenance fee. Maximum deposit equals amount of newly opened CD.
Qualified rate · Effective Apr 1, 2025
Rate checked
More details - 3.46%APY$346 a year on $10,000
Requirements
Product: Variable rate account where interest is credited and compounded quarterly. Requires an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Includes 9 free account debits per quarterly statement cycle ($0.30 fee for each additional debit).
Offer: Maintain an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Nine free debits per quarterly cycle ($0.30 per debit thereafter).
Compounded quarterly
Rate checked
More details - Madison County BankMoney Market TBill CheckingMoney Market TBill Checking · $100 min · 0.35%–3.40% by balance
Bank · 6 branches
3.40%APY$340 a year on $10,000Requirements
Product: $10,000 minimum balance to earn highest tier rate; No monthly service charge; One free debit per statement cycle ($15 fee per additional debit during statement cycle)
Offer: No monthly service charge; One free debit per statement cycle ($15 fee per additional debit during statement cycle)
0.35% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market TBill Checking Balance APY Over $0 0.35% $10,000 and upYour amount 3.40% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 21 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.15%APY$315 a year on $10,000with conditions
Requirements
Product: Tiered based on if Total ACCESS requirements are met.
Offer: if requirements are met (Tier 1).
Qualified rate · 3.11% interest rate
Rate by balance
Rate by balance for Total ACCESS Balance APY Up to $25,000Your amount 3.15% $25,000 and upif requirements are met (Tier 2). 0.25% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Listed under Savings schedule. Variable rate account (Super NOW). Rates may change after account opening.
Offer: Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings.
3.00% interest rate · Effective Oct 1, 2025
Rate checked
More details - Cobalt Credit UnionOnline Prime SavingsSavings · $0 min · 0.00%–2.90% by balance
Credit union · 17 branches
2.90%APY$290 a year on $10,000Requirements
Product: Variable-rate account opened online. Rate tracks the Wall Street Journal Prime Rate minus 4.10% with a minimum floor rate of 0.30%. Enrolled in digital banking with eStatements. Maximum of six withdrawals allowed per month.
Offer: Account balances below $1,000 do not earn APY and will be assessed a $10 monthly service fee.
0.00% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Online Prime Savings Balance APY Up to $1,000 0.00% $1,000 and upYour amountDividend rate and APY based on WSJ Prime Rate minus 4.10% with a 0.30% floor rate. 2.90% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000
Requirements
Product: Variable-rate account opened online. Rate tracks the Wall Street Journal Prime Rate minus 4.10% with a minimum floor rate of 0.30%. Enrolled in digital banking with eStatements. Maximum of six withdrawals allowed per month.
Offer: Rate current as of 10/14/2026 on Prime Online Savings page. In order to earn disclosed APY, must maintain average daily balance at least equal to $1,000 and enroll in digital banking with eStatements.
Effective Oct 14, 2026
Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: APY may change after account opening on Non-Time accounts. Fees may reduce earnings on Non-Time accounts.
Offer: APY may change after account opening on Non-Time accounts. Fees may reduce earnings on Non-Time accounts.
2.50% interest rate · Effective Mar 2, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a High Yield Checking or Cash Back Checking account. Limited to 1 Saver account per Primary Account Holder (SSN). Qualifications: monthly Direct Deposit/ACH credit, minimum of 12 debit card purchases, and enrollment in eStatements in the linked checking account.
Offer: Qualified balance tier $0-$99,999.99 when account qualifications are met during Monthly Qualification Cycle.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Saver Balance APY Up to $100,000Your amount 2.50% $100,000 and up 0.25%* Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: Requires a minimum $1,000.00 balance. All accounts are variable rate. The dividend rate and APY may change every month as determined by the Board of Directors.
Offer: Dividends compounded and paid quarterly.
2.25% interest rate · Effective Oct 4, 2026
Rate checked
More details - First Nebraska Credit UnionAdvantage Plus Money MarketAdvantage Plus Money Market · $2,500 min · 2.00%–2.60% by balance
Credit union · 5 branches
2.20%APY$220 a year on $10,000with conditionsRequirements
Product: Requires Secure or Premier Checking account relationship. Minimum balance requirement to earn dividends and avoid service charges is $2,500.
Qualified rate · 1.99% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Plus Money Market Balance APY $2,500 – $9,999 2.00% $10,000 – $24,999Your amount 2.20% $25,000 – $100,000 2.40% $100,000 and up 2.60% Rate checked
More details - North Platte Union Pacific Employees Credit UnionSuper Savings AcctSavings · $1,000 min
Credit union · 1 branch
2.01%APY$201 a year on $10,000Requirements
Product: Deposits must be made in $500.00 increments or more.
Offer: Deposits must be made in $500.00 increments or more.
2.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Nebraska
282 accounts at 127 banks and credit unions · checked Oct 16–22
- Typical
- 0.40%
- Top 10% from
- 1.74%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches