Nebraska Energy Federal Credit Union Savings & Money Market Rates

How Nebraska Energy Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Columbus, NE, where Nebraska Energy Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Nebraska Energy Federal Credit Union
2.00%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$200
Savings
2nd-highest rate
Great Plains State Bank
2.00%APY
Requires
Monthly account activity
Minimum
$100
Earns on $10,000 a year
$200
Great Plains State Bank rates
3rd-highest rate
U.S. Bank
2.00%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$200
U.S. Bank rates

Compare savings rates near you →

Savings score

Higher than 85% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0002.00%
$100,000 balance$100,0002.00%
QualifiedQualified2.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Nebraska Energy Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Savings

2.00%APY

Available to employees of the electrical power industry or members of their family. Membership requires purchasing and maintaining at least 1 share ($25.00 par value). Transfers or withdrawals limited to no more than 4 per account.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Dividends compounded monthly and credited monthly.	0.15%	—	Dividends compounded monthly and credited monthly.
Over $2,500Dividends compounded monthly and credited monthly.	2.00%	$200	Dividends compounded monthly and credited monthly.

Sources (3)

All captured Oct 15, 2026

Special-purpose accounts

Holiday Account

2.00%APYClub

Dividends compounded monthly and paid/credited annually on the evening of October 31st. Balance transfers directly into the regular share account on November 1st. Withdrawals prior to November 1st (or outside 7 days of opening) assessed a $5.00 fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends credited annually.Any balance	2.00%	$200	Dividends credited annually.

Sources (3)

All captured Oct 15, 2026

Who can join Nebraska Energy Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Board members of approved organizations are eligible for membership.
Employees who work at entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming, and Colorado are eligible for membership.
Employees of companies that provide products or services to the electrical power industry in Nebraska are eligible for membership.
Retirees of approved organizations are eligible for membership.

Military, government and schools

Students enrolled in Nebraska Lineman or Wind and Solar School are eligible for membership.
Employees of a Municipality in Nebraska are eligible for membership.

2 more ways to join

Family and household

Extended family members are eligible for membership.
Immediate family members are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← Nebraska Energy Federal Credit Union overview