Bank · FDIC insured
Pinnacle Bank Savings Rates
Pinnacle Bank’s best savings rate is 0.50% APY on $10,000, with its PinnCheck Market. Rates checked October 22, 2026.
How Pinnacle Bank’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Pinnacle Bank has the most branches. $10,000, best rate first.
This bank’s best
Pinnacle Bank
0.50%APY
- Minimum
- $100
- Earns on $10,000 a year
- $50
PinnSavings Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Pinnacle Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.07%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pinnacle Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
PinnCheck Market
0.50%APY
Rates apply to accounts opened online only; branch rates may vary. Rates are effective as of today's date. Fees may reduce earnings. $1,500 minimum balance required to avoid fee. $15.00 monthly service charge if balance falls below $1,500. Free electronic statements; $5 paper statement fee. Maximum 6 withdrawals per calendar month; $3.00 service charge per withdrawal over 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. | 0.45% | — | Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. |
| $10,000 – $25,000Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. | 0.50% | $50 | Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. |
| $25,000 – $50,000Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. | 0.55% | — | Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. |
| $50,000 – $100,000Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. | 0.61% | — | Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. |
| $100,000 – $250,000Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. | 1.07% | — | Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. |
| $250,000 and upOnline account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. | 1.47% | — | Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month. |
Sources (1)
- pinnbank.com/personal-banking/savings/pinncheck-market · captured Sep 18, 2026
PinnCheck Market Account
0.50%APY
Maintain minimum balance of $1,500 and no more than 6 withdrawals each calendar month to avoid fee. Paper statements $5 fee. Rates may vary.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Balance tier $0-$9,999.99 | 0.45% | — | Balance tier $0-$9,999.99 |
| $10,000 – $25,000Balance tier $10,000-$24,999.99 | 0.50% | $50 | Balance tier $10,000-$24,999.99 |
| $25,000 – $50,000Balance tier $25,000-$49,999.99 | 0.55% | — | Balance tier $25,000-$49,999.99 |
| $50,000 – $100,000Balance tier $50,000-$99,999.99 | 0.61% | — | Balance tier $50,000-$99,999.99 |
| $100,000 – $250,000Balance tier $100,000-$249,999.99 | 1.07% | — | Balance tier $100,000-$249,999.99 |
| $250,000 and upBalance tier $250,000 and up | 1.47% | — | Balance tier $250,000 and up |
Sources (2)
All captured Sep 18, 2026
PinnSavings Account
0.50%APY
$3.00 monthly service charge waived by maintaining a $200 minimum daily balance. Up to 6 withdrawals per calendar month at no charge; each additional withdrawal incurs a $1.00 service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal).Any balance | 0.50% | $50 | Variable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal). |
Sources (3)
- pinnbank.com/personal-banking/deposit-accounts
- pinnbank.com/personal-banking/savings
- pinnbank.com/personal-banking/savings/pinn-savings
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.