Bank · FDIC insured
Cornerstone Bank
A $2.7B bank headquartered in York, NE, with 48 branches in Nebraska. Best rates: CDs 4.35% and savings 0.95% APY.
Cornerstone Bank Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#1 of 7 in Hastings, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cornerstone Bank
Cornerstone Bank is a family-owned bank based in York, Nebraska, that has been serving the state since 1882.
The institution operates 48 banking locations across 39 communities in Nebraska.
- Headquarters
- 529 N Lincoln Ave, York, NE 68467
- FDIC certificate
- 5496 ↗
Branches
48 branches in Nebraska
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Nebraska
48 branches
Hastings area · 7
- City State Bank-Clay Center103 S Brown Ave, Clay Center, NE 68933Directions
- Edgar Branch307 N C St, Edgar, NE 68935Directions
- Glenvil Branch211 Winters Ave, Glenvil, NE 68941Directions
- Guide Rock State Bank Branch401 University Ave, Guide Rock, NE 68942Directions
- Harvard Branch302 N Clay Ave, Harvard, NE 68944Directions
- Sutton Branch101 W Elm St, Sutton, NE 68979Directions
- Sutton Drive-Thru Branch902 S Saunders Ave, Sutton, NE 68979Directions
York area · 5
- Cornerstone BankMain office529 N Lincoln Ave, York, NE 68467Directions
- South Facility Branch3511 S Lincoln Ave, York, NE 68467Directions
- Lincoln Avenue Branch1730 N Lincoln Ave, York, NE 68467Directions
- Motor Bank Branch528 N Grant Ave, York, NE 68467Directions
- York Wal-Mart Branch101 E David Dr, York, NE 68467Directions
Grand Island area · 4
- Central City Branch1631 16th St, Central City, NE 68826Directions
- 810 North Diers Aveneu Branch810 N Diers Ave, Grand Island, NE 68803Directions
- G. I. Wal-Mart Diers Branch2250 N Diers Ave, Grand Island, NE 68803Directions
- G. I. Wal-Mart Locust Branch3501 S Locust St, Grand Island, NE 68801Directions
Columbus area · 4
- Columbus Branch3304 16th St, Columbus, NE 68601Directions
- Columbus Branch1727 23rd St, Columbus, NE 68601Directions
- Columbus Wal-Mart Branch818 E 23rd St, Columbus, NE 68601Directions
- Monroe Branch404 Gerrard Ave, Monroe, NE 68647Directions
Omaha area · 3
- Malmo Branch147 Center Ave, Malmo, NE 68040Directions
- Murray Branch102 W Main St, Murray, NE 68409Directions
- Beaver Lake Branch211 Rock Bluff Rd, Plattsmouth, NE 68048Directions
Kearney area · 2
- Shelton Branch119 C St, Shelton, NE 68876Directions
- Wilcox Branch102 W Sapp St, Wilcox, NE 68982Directions
Albion area · 1
- The Albion National Bank Branch240 S 3rd St, Albion, NE 68620Directions
Ashton area · 1
- Ashton Branch295 Center Ave, Ashton, NE 68817Directions
Aurora area · 1
- Aurora Branch1206 13th St, Aurora, NE 68818Directions
Bartlett area · 1
- Bartlett BranchThird And Main Streets, Bartlett, NE 68622Directions
Bradshaw area · 1
- Bradshaw Branch520 Lincoln St, Bradshaw, NE 68319Directions
Clearwater area · 1
- Citizens State Bank Branch604 Main St, Clearwater, NE 68726Directions
Creighton area · 1
- The Tilden Bank Branch709 Peabody Ave, Creighton, NE 68729Directions
Davenport area · 1
- Davenport Frontier Branch100 W 6th St, Davenport, NE 68335Directions
Franklin area · 1
- Franklin Branch1502 M St, Franklin, NE 68939Directions
Geneva area · 1
- Geneva Branch311 N 13th St, Geneva, NE 68361Directions
Hampton area · 1
- Hampton Branch409 A St, Hampton, NE 68843Directions
Henderson area · 1
- Henderson Branch936 N Main St, Henderson, NE 68371Directions
Hildreth area · 1
- Hildreth Branch133 Commercial Ave, Hildreth, NE 68947Directions
Marquette area · 1
- Bank Of Marquette Branch402 Marquis Ave, Marquette, NE 68854Directions
McCool Junction area · 1
- Mccool Junction Branch401 E M St, McCool Junction, NE 68401Directions
North Loup area · 1
- North Loup Valley Branch404 W 1st St, North Loup, NE 68859Directions
Orchard area · 1
- Orchard Branch145 E 2nd St, Orchard, NE 68764Directions
Polk area · 1
- Polk Branch190 N Main St, Polk, NE 68654Directions
Rising City area · 1
- Cornerstone Branch260 Garhan Ave, Rising City, NE 68658Directions
St. Edward area · 1
- Bank Of St. Edward Branch200 Main St, St. Edward, NE 68660Directions
Stromsburg area · 1
- Stromsburg Branch400 Main St, Stromsburg, NE 68666Directions
Norfolk area · 1
- Tilden Branch100 E 2nd St, Tilden, NE 68781Directions
Waco area · 1
- Waco BranchMidland Street, Waco, NE 68460Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.88% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.55% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.24% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalLeverage ratio9.88%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.55%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cornerstone Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.