Compare Bank & Credit Union Rates
Best savings rates in Kansas City, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kansas City, MO
- 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - Holy Rosary Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. A $3 monthly fee applies if the balance falls below $1,000 at any time. Must maintain the minimum daily balance required to earn the applicable APY. Variable APY.
Offer: Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+.
0.25% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.25% $2,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $75,000 3.25% $75,000 – $200,000 3.50% $200,000 and up 3.50% Rate checked
More details - Emprise BankMoney Market AccountMoney Market Account · $100 min · 1.45%–2.15% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
Offer: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
1.44% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 1.45% $5,000 – $9,999 1.45% $10,000 – $24,999Your amount 1.45% $25,000 – $49,999 1.45% $50,000 – $99,999 1.65% $100,000 and up 2.15% Rate checked
More details - Security Bank of Kansas CityMoney Market AccountMoney Market Account · $25 min · 1.11%–1.99% by balance
Bank · 5 branches
1.11%APY$111 a year on $10,000Requirements
Product: Minimum Balance Service Charge of $7.50 per month is waived with a $1,000 daily balance. Interest compounded & credited monthly.
Offer: Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance.
1.10% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.11% $10,000 – $25,000Your amount 1.11% $25,000 – $100,000 1.21% $100,000 – $250,000 1.51% $250,000 – $500,000 1.66% $500,000 – $1,000,000 1.92% $1,000,000 and up 1.99% Rate checked
More details - Missouri Central Credit UnionPremier Money MarketPremier Money Market · $1 min · 0.80%–1.90% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Tiered rate account where the interest rate and APY apply to the full balance once a tier balance range is met. Interest compounded and credited monthly using the average daily balance method. Limited to 6 transfers/withdrawals per month. Requires maintaining a $1.00 minimum share in Share Savings.
Offer: Interest is paid and subject to change monthly. Full balance tier rate. Limit of 6 transfers/withdrawals per month.
0.80% interest rate · Effective Nov 20, 2025
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $1,000 0.80% $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $75,000 1.30% $75,000 – $200,000 1.60% $200,000 and up 1.90% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.
Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.
Balance cap $25,000 · $6 monthly fee
Rate checked
More details - Mazuma Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–3.10% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership Eligibility Required. Limit of six certain withdrawals/transfers per cycle.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $49,999Your amount 1.00% $50,000 – $100,000 1.85% $100,000 – $199,999 2.50% $200,000 – $499,999 2.70% $500,000 and up 3.10% Rate checked
More details - Kansas City Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly.
Offer: Money Market Account dividends are paid monthly.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $49,999Your amount 1.00% $50,000 – $149,999 1.25% $150,000 and up 1.50% Rate checked
More details - Public Safety Credit UnionSmart AccountSmart Account · 0.00%–1.00% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to earn interest is $2,500. Limit of six transactions per month. Rates are subject to change at any time without notice.
Offer: Balance < $2,500.
0.00% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Smart Account Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.80% $10,000 – $24,999Your amount 0.85% $25,000 – $74,999 0.90% $75,000 and up 1.00% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Must be eligible for membership. Rates are subject to change at any time without notice. Insured by the NCUA.
Offer: Balance < $2500
0.00% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Smart Account Balance APY Up to $2,500 0.00% $2,500 – $9,999 0.80% $10,000 – $24,999Your amount 0.85% $25,000 – $74,999 0.90% Over $75,000 1.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 5 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - Mainstreet Credit UnionMoney Market AdvantageMoney Market Advantage · $1,000 min · 0.30%–1.20% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Compounded and credited monthly. Requires a minimum opening deposit of $1,000; subject to a $10 monthly fee if balance falls below the minimum requirement. Membership Share Account with $5 minimum balance required.
Offer: Monthly fee of $10 applies if balance falls below $1,000.
0.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Advantage Balance APY $1,000 – $2,499 0.30% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Mainstreet Credit UnionMoney Market 3 AdvantageMoney Market 3 Advantage · $1,000 min · 0.40%–1.20% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure. Credited and compounded monthly. Membership Share Account with $5 minimum balance required.
0.40% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market 3 Advantage Balance APY $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO
100 accounts at 33 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.01%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches