Bank · FDIC insured
Emprise Bank Savings Rates
Emprise Bank’s best savings rate is 1.45% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Emprise Bank’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where Emprise Bank has the most branches. $10,000, best rate first.
This bank’s best
Emprise Bank
2.50%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $250
Savings Plus
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $370
Emprise Bank savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.45%
- $100,000 balance$100,0002.15%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Emprise Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Plus
Up to 2.50%APY
Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees. | 2.50% | $250 | Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees. |
| Any balanceBase rate earned on all balances when linked checking account monthly qualifications are not met. | 0.01% | $1 | Base rate earned on all balances when linked checking account monthly qualifications are not met. |
| $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. | 0.35% | — | When linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. |
Money Market Account
1.45%APY
$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. | 1.45% | — | $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. |
| $5,000 – $9,999$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. | 1.45% | — | $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. |
| $10,000 – $24,999$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. | 1.45% | $145 | $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. |
| $25,000 – $49,999$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. | 1.45% | — | $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. |
| $50,000 – $99,999$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. | 1.65% | — | $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. |
| $100,000 and up$10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. | 2.15% | — | $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship. |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.15%APY
Variable interest rate. $5 monthly service fee waived with $250 average daily balance. Withdrawal fee of $3.00 for each withdrawal in excess of 3 per month; unlimited free withdrawals at Emprise ATMs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 monthly service fee waived with $250 average daily balance. Variable interest rate; earnings compounded and credited monthly.Any balance | 0.15% | $15 | $5 monthly service fee waived with $250 average daily balance. Variable interest rate; earnings compounded and credited monthly. |
Sources (3)
- emprisebank.com/personal/spend…/savings/regular-savings
- emprisebank.com/rates
- emprisebank.com/rates/personal-rates
All captured Sep 18, 2026
Special-purpose accounts
Youth Savings
0.15%APY
For customers under age 24. Online account opening limited to ages 10 and up (independent opening for ages 14+ without a co-owner). Transitions to Regular Savings at age 24.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service fee regardless of balance. Maximum online opening deposit is $100. Variable interest rate; earnings compounded and credited monthly.Any balance | 0.15% | $15 | No monthly service fee regardless of balance. Maximum online opening deposit is $100. Variable interest rate; earnings compounded and credited monthly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.