Credit union · NCUA insured
Holy Rosary Credit Union Savings Rates
Holy Rosary Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Holy Rosary Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Holy Rosary Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Holy Rosary Credit Union
1.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $150
Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Holy Rosary Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Holy Rosary Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.50%APY
Requires a $1,000 minimum opening deposit. A $3 monthly fee applies if the balance falls below $1,000 at any time. Must maintain the minimum daily balance required to earn the applicable APY. Variable APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. | 0.25% | — | Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. |
| $2,000 – $10,000Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. | 1.25% | — | Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. |
| $10,000 – $25,000Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. | 1.50% | $150 | Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. |
| $25,000 – $75,000Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. | 3.25% | — | Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. |
| $75,000 – $200,000Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. | 3.50% | — | Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. |
| $200,000 and upMonthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. | 3.50% | — | Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+. |
Sources (1)
- holyrosarycu.org/money-market · captured Oct 5, 2026
Savings Accounts
0.25%APY
Required to establish and maintain membership with Holy Rosary Credit Union. APY is as high as based on tier, term or other factors. Penalties may be imposed for early withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Penalties may be imposed for early withdrawals. | 0.00% | — | Penalties may be imposed for early withdrawals. |
| $100 – $10,000Penalties may be imposed for early withdrawals. | 0.05% | — | Penalties may be imposed for early withdrawals. |
| $10,000 – $50,000Penalties may be imposed for early withdrawals. | 0.25% | $25 | Penalties may be imposed for early withdrawals. |
| $50,000 – $100,000Penalties may be imposed for early withdrawals. | 0.25% | — | Penalties may be imposed for early withdrawals. |
| $100,000 and upPenalties may be imposed for early withdrawals. | 0.25% | — | Penalties may be imposed for early withdrawals. |
Sources (2)
All captured Sep 17, 2026
Who can join Holy Rosary Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals can become eligible for membership by joining or supporting the Magis Foundation (with a $5 donation) / Cooperative Lending Alternative Program.
Employers and groups
- Members of a Catholic Parish in the Diocese of Kansas City-St. Joseph are eligible for membership.
- Individuals involved with listed affiliated partner organizations and community groups are eligible for membership.
Cost to join
- A $5 one-time membership fee is required to open an account.
- A minimum savings deposit of $5.00 is required and must remain on deposit until membership is closed.
Membership information collected October 4, 2026.