Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Michigan
- Meijer Credit UnionMoney MarketMoney Market · $1,000 min · 0.75%–1.01% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Early withdraw penalties may apply, and fees may reduce earning.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.75% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.75% $50,000 – $100,000 1.01% $100,000 and up 1.01% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - Grand Trunk Credit UnionMoney Market ShareMoney Market Share · $2,500 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open. This balance must be kept to receive the dividend rate; if the balance falls below $2,500.00, dividends are calculated and credited at regular share dividend rate. Dividends compounded and credited monthly. Limited to 6 withdrawals/transfers per month.
Offer: Earns regular share dividend rate if balance falls below $2,500.00.
Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Balance APY $100 and up 0.10% $2,500 and upYour amount 0.75% Rate checked
More details - United Financial Credit UnionMoney Maker Savings AccountMoney Maker Savings Account · $100 min · 0.55%–1.05% by balance
Credit union · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered rate account. Dividend rate varies by balance.
Offer: Minimum balance to earn APY: $100.
0.65% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Maker Savings Account Balance APY $100 – $2,500 0.55% $2,500 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 0.95% $100,000 and up 1.05% Rate checked
More details - Safe Harbor Credit UnionTiered Money Market AccountsTiered Money Market Accounts · $2,000 min · 0.75%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Maintain a $2,000 minimum daily balance to obtain the disclosed APY.
Offer: Rate and APY accurate as of September 8, 2026.
No monthly fee · Effective Sep 8, 2026
Rate by balance
Rate by balance for Tiered Money Market Accounts Balance APY $2,000 – $19,999Your amount 0.75% $20,000 – $99,999 1.01% $100,000 and up 1.25% Rate checked
More details - Farm Bureau Family Credit UnionMoney MarketMoney Market · $2,000 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Tier I
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and upYour amount 0.75% $25,000 and upTier II 0.85% Rate checked
More details - United Bank of MichiganMoney Market SavingsMoney Market Savings · $100 min · 0.75%–2.50% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid $15 monthly service charge when you maintain a minimum balance of $5,000. Unlimited withdrawals and transfers (does not offer check writing or debit card).
Offer: Avoid $15 monthly service charge when maintaining a minimum balance of $5,000.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $50,000Your amount 0.75% $50,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 and up 2.50% Rate checked
More details - Bank of Ann ArborPersonal Money Market SavingsPersonal Money Market Savings · $500 min · 0.45%–1.65% by balance
Bank · 18 branches
0.70%APY$70 a year on $10,000Requirements
Product: Rate is variable and may change after the account is opened. Fees may reduce earnings.
0.45% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Savings Balance APY Up to $4,999 0.45% $5,000 – $24,999Your amount 0.70% $25,000 – $99,999 1.05% $100,000 – $499,999 1.45% $500,000 – $999,999 1.55% $1,000,000 – $2,999,999 1.65% $3,000,000 – $4,999,999 1.65% $5,000,000 and up 1.65% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan, or immediate family/household members of an eligible member. Minimum of $2,500 to open the account. Must maintain at least $2,500 to earn dividends. Dividends are calculated using daily balance, paid and compounded monthly. Dividend rate is subject to change at any time.
0.60% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $2,500 – $9,999 0.60% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.90% $50,000 – $74,999 1.10% $75,000 – $99,999 1.25% $100,000 – $249,999 1.60% $250,000 – $499,999 1.70% $500,000 and up 1.85% Rate checked
More details - Tri-Cities Credit UnionSilver SavingsSavings · $1,000 min · 0.50%–1.10% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Effective Mar 4, 2024
Rate by balance
Rate by balance for Silver Savings Balance APY $1,000 and up 0.50% $10,000 and upYour amount 0.70% $25,000 and up 0.90% $50,000 and up 1.10% Rate checked
More details - KCCUMoney Market PlusMoney Market Plus · $1,000 min · 0.70%–2.50% by balance
Credit union · 14 branches
0.70%APY$70 a year on $10,000Requirements
Product: Interest accrues daily, paid monthly. Minimum $1,000 account balance to earn dividend/interest.
Offer: Minimum balance must be met to earn dividend.
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 – $10,000Your amount 0.70% $10,000 – $25,000 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.50% $100,000 – $200,000 2.15% $200,000 – $250,000 2.25% Over $250,000 2.50% Rate checked
More details - Ignite Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.70%–1.00% by balance
Credit union · 10 branches
0.70%APY$70 a year on $10,000Requirements
Offer: Minimum balance to earn stated APY is $0.01.
0.70% interest rate · Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 and up 1.00% Rate checked
More details - Marshall Community Credit UnionSuperSaverSavings · $1,000 min · 0.70%–1.15% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Requires $1,000 minimum deposit to open. No annual or management fees. Dividends paid monthly.
Offer: Average daily balance tier.
0.70% interest rate
Rate by balance
Rate by balance for SuperSaver Balance APY $1,000 – $25,000Your amount 0.70% $25,000 – $75,000 0.85% $75,000 – $150,000 1.00% $150,000 – $250,000 1.10% $250,000 and up 1.15% Rate checked
More details - Marshall Community Credit UnionWiseSaverSavings · $1,000 min · 0.70%–1.30% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: $175,000 minimum account balance required. No annual or management fees. Dividends paid monthly.
Offer: Average daily balance tier.
0.70% interest rate
Rate by balance
Rate by balance for WiseSaver Balance APY $1,000 – $175,000Your amount 0.70% $175,000 and up 1.30% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Dividends calculated on daily balance and declared/paid monthly. Excluded from High Yield Rewards Checking bonus dividend.
0.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for FU$E MMA Balance APY Up to $500 0.40% $500 – $2,500 0.50% $2,500 and upYour amount 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches