Credit union · NCUA insured
Ignite Credit Union
A $376.3M credit union headquartered in Battle Creek, MI, with 30,075 members and 10 branches in Michigan. Best rates: CDs 4.70% and savings 0.70% APY.
Ignite Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#5 of 17 in Battle Creek, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ignite Credit Union
- Headquarters
- 115 Riverside Dr, Battle Creek, MI 49015
- NCUA charter
- 62072
Branches
10 branches in Michigan
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Michigan
10 branches
Battle Creek area · 2
- Battle Creek MainMain office115 Riverside Dr, Battle Creek, MI 49015Directions
- Albion Branch200 W Cass St, Albion, MI 49224Directions
Holland area · 2
- Allegan755 Grand St, Allegan, MI 49010Directions
- Fennville432 W Main St, Fennville, MI 49408Directions
Coldwater area · 1
- Coldwater Branch415 N Willowbrook Rd, Coldwater, MI 49036Directions
Gobles area · 1
- Gobles202 S State St, Gobles, MI 49055Directions
Jackson area · 1
- Jackson Branch408 E Ganson St, Jackson, MI 49201Directions
Kalamazoo area · 1
- Portage Branch3070 W Centre Ave, Portage, MI 49024Directions
Detroit area · 1
- Sterling Heights39900 Van Dyke Ave, Sterling Heights, MI 48313Directions
Grand Rapids area · 1
- Wyoming211 36th St SW, Wyoming, MI 49548Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.07% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.08% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.02% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio10.07%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.08%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.02%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ignite Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.