Credit union · NCUA insured
Marshall Community Credit Union
A $369.6M credit union headquartered in Marshall, MI, with 16,373 members and 3 branches in Michigan. Best rates: CDs 4.25% and savings 0.70% APY.
Marshall Community Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#15 of 17 in Battle Creek, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Marshall Community Credit Union
Established in 1951, Marshall Community Credit Union is a locally owned and member-governed Michigan-based financial institution.
The credit union serves individuals who live, work, worship, or attend school in Barry, Branch, Calhoun, Eaton, Hillsdale, Jackson, Kalamazoo, and St. Joseph counties.
- Headquarters
- 839 W Green St, Marshall, MI 49068
- NCUA charter
- 62160
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are educated in Calhoun, Jackson, Hillsdale, Branch, St. Joseph, Kalamazoo, Barry, and Eaton counties in Michigan are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Organizations incorporated or otherwise composed mostly of the same general group making up the credit union membership are eligible for membership.
Family and household
- Members of the immediate families of eligible individuals are eligible for membership.
- A spouse of a deceased member may be elected to membership at any time prior to remarriage.
Other ways
- Any person who receives a retirement annuity, pension, social security, or similar retirement payment from a private or governmental source, and lives in or belongs to a retirement organization located in the county or a county contiguous to the county where the credit union's main office is located, is eligible for membership.
Branches
3 branches in Michigan
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Michigan
3 branches
Battle Creek area · 2
- Marshall Community Credit UnionMain office839 W Green St, Marshall, MI 49068Directions
- Marshall Community Credit Union1157 Michigan Ave E, Battle Creek, MI 49014Directions
Coldwater area · 1
- Marshall Community Credit Union688 E Chicago Rd, Coldwater, MI 49036Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.17% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.08% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.13% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio17.17%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.08%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.13%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Marshall Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.