Bank · FDIC insured
Bank of Ann Arbor
A $3.5B bank, the 366th largest of 4,207, headquartered in Ann Arbor, MI, with 18 branches in Michigan. Best rates: CDs 3.50% and savings 1.15% APY.
Bank of Ann Arbor Carrot Score
80
Carrot Score
Higher than 50% of U.S. banks and credit unions
#46 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Ann Arbor
Founded in 1996, Bank of Ann Arbor is a locally owned and operated community bank in Michigan.
It operates branches across Washtenaw, Livingston, Oakland, and western Wayne Counties, and expanded nationwide into equipment financing following its 2013 acquisition of Ervin Leasing.
- Headquarters
- 125 S 5th Ave, Ann Arbor, MI 48104
- FDIC certificate
- 34120 ↗
Branches
18 branches in Michigan
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Michigan
18 branches
Detroit area · 12
- Woodward Branch33583 Woodward Ave, Birmingham, MI 48009Directions
- Brighton Township Branch9911 E Grand River Ave, Brighton, MI 48116Directions
- Challis Road Branch8080 Challis Rd, Brighton, MI 48116Directions
- Farmington Hills Branch31000 Northwestern Hwy, Farmington Hills, MI 48334Directions
- Fowlerville Branch760 S Grand Ave, Fowlerville, MI 48836Directions
- Hartland Branch10700 Highland Rd, Hartland, MI 48353Directions
- Drive-In Branch110 E Washington St, Howell, MI 48843Directions
- Genoa Branch4299 E Grand River Ave, Howell, MI 48843Directions
- Howell Branch101 E Grand River Ave, Howell, MI 48843Directions
- Vg'S In-Store Branch2400 W Grand River Ave, Howell, MI 48843Directions
- Plymouth Branch1333 Ann Arbor Rd W, Plymouth, MI 48170Directions
- M-36 Branch9775 E M 36, Whitmore Lake, MI 48189Directions
Ann Arbor area · 6
- Bank of Ann ArborMain office125 S 5th Ave, Ann Arbor, MI 48104Directions
- Ellsworth Road Branch801 W Ellsworth Rd, Ann Arbor, MI 48108Directions
- Plymouth Road Branch2601 Plymouth Rd, Ann Arbor, MI 48105Directions
- Stadium Branch2204 W Stadium Blvd, Ann Arbor, MI 48103Directions
- Saline Mi Branch179 E Michigan Ave, Saline, MI 48176Directions
- Ypsilanti Branch7 W Michigan Ave, Ypsilanti, MI 48197Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.17% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.27% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.98% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio13.17%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.27%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.98%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Ann Arbor are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.