Credit union · NCUA insured
Ignite Credit Union Savings Rates
Ignite Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Ignite Credit Union’s savings rates compare
Compared with banks and credit unions near Battle Creek, MI, where Ignite Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
Amped Savings Account
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
3rd-highest rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
Ignite Credit Union savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.70%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.00%
- QualifiedQualified5.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ignite Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Amped Savings Account
5.00%APY
Requires an active Amped Checking account meeting monthly requirements and an active loan in good standing. If criteria for Amped Checking are not met, account earns 0.01% APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Variable rate. Compounded and credited monthly. Calculated using average daily balance method. | 5.00% | $500 | Variable rate. Compounded and credited monthly. Calculated using average daily balance method. |
| Over $25,000Blended APY range 0.01% - 5.00% on balances $25,000.01 and above. Variable rate. Compounded and credited monthly. Calculated using average daily balance method. | 0.01% | — | Blended APY range 0.01% - 5.00% on balances $25,000.01 and above. Variable rate. Compounded and credited monthly. Calculated using average daily balance method. |
Sources (2)
All captured Sep 18, 2026
Money Market Account
0.70%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum balance to earn stated APY is $0.01. | 0.70% | $70 | Minimum balance to earn stated APY is $0.01. |
| $25,000 – $50,000 | 0.80% | — | |
| $50,000 – $100,000 | 0.90% | — | |
| $100,000 and up | 1.00% | — |
Sources (2)
All captured Sep 18, 2026
Savings Account
0.10%APY
Minimum shares balance fee charged on aggregate savings balances under $100 with no other services; fee waived if member has another account under same membership or is under age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate. Compounded and credited monthly. $100 minimum balance to avoid service fee.$5 and up | 0.10% | $10 | Variable rate. Compounded and credited monthly. $100 minimum balance to avoid service fee. |
Sources (2)
All captured Sep 18, 2026
Special Savings Account
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate. Compounded and credited monthly.$5 and up | 0.10% | $10 | Variable rate. Compounded and credited monthly. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Trailblazers Youth Banking Program
2.12%APY
Available for ages 0-17 and converts to standard account at age 18. Joint owner age 18 or older required. Receives a 2.00% rate bump to the standard savings rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate. Compounded and credited monthly. No monthly maintenance fees and no overdraft fees.$5 and up | 2.12% | $212 | Variable rate. Compounded and credited monthly. No monthly maintenance fees and no overdraft fees. |
Sources (2)
All captured Sep 18, 2026
IRA Savings Account
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate. Compounded and credited monthly.$5 and up | 0.50% | $50 | Variable rate. Compounded and credited monthly. |
Sources (2)
All captured Sep 18, 2026
Holiday and Vacation Club
0.10%APY
For Holiday Club accounts, the entire balance is transferred to the member's share account on or after October 31st, and the account remains open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate. Compounded and credited monthly.$5 and up | 0.10% | $10 | Variable rate. Compounded and credited monthly. |
Sources (2)
All captured Sep 18, 2026
Who can join Ignite Credit Union
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